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923 Findlay St, Cincinnati, OH, 45214

4beds
4baths
1,780sqft
$205,000
$115price/sqft
$1,774/moest. monthly cost
$70,960/yrincome needed

About This Home

*** P R I C E D R O P *** Investor Special - Steps from Findlay Market! Bring your vision to life with this solid brick 2-story in Cincinnati's booming West End! ~New roof & windows ~Plumbing redone ~Half the electric complete ~All building materials included Just steps from Findlay Market, OTR, and Washington Park and only 4 minutes to TQL Stadium! Surrounded by major city redevelopment projects, this property is positioned perfectly for growth. Flip, rent, or hold long-term the potential is huge!

Getting Around

80
WalkingVery Walkable
60
TransitGood Transit
73
BikeVery Bikeable

Construction

Condition

  • Year built: 1895

Materials

  • Foundation: Stone
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full

Bathroom1

  • Features: Full
  • Level: Second

Bathroom2

  • Features: Full
  • Level: Third

Bathroom3

  • Features: Full
  • Level: Third

Bedroom2

  • Level: Second
  • Area: 168

Bedroom3

  • Level: Third
  • Area: 168

Bedroom4

  • Level: Third
  • Area: 156

Bedroom5

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Area: 168

Family Room

  • Area: 0

Features

  • Window features: Vinyl,Wood Frames

Heating & Cooling

  • Heating features: Gas,Hot Water
  • Cooling features: None

Interior Area

  • Total structure area: 1,780
  • Total interior livable area: 1,780 sqft

Kitchen

  • Area: 0

Living Room

  • Area: 168

Master Bathroom

  • Features: Tub w/Shower

Master Bedroom

  • Level: Second
  • Area: 180

Office

  • Area: 0

Property

Details

  • Parcel number: 1840002003600
  • Zoning description: Residential

Features

  • Stories: 3

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,036$12,432
Home Insurance *$288$3,456
Property Taxes $257$3,084
Electricity $193$2,320
Total$1,774$21,288
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,822/yr
40% on housing$53,220/yr
45% on housing$47,306/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$115This listing

vs Other Active Listings

Avg $/sqft

ZIP 45214$118
Hamilton County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 45214$79
Hamilton County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-14Price change$220,000
2026-03-23Price change$230,000
2026-02-20Price change$240,000
2026-01-07Price change$250,000
2025-08-19Listed for sale$260,000
2010-06-11Sold$7,500
2010-04-03Price change$7,900
2010-03-17Listed for sale$9,999
2009-02-17Sold$3,750
2008-05-01Sold$8,500
2007-02-09Sold$50,000
2005-04-14Sold$86,000
2003-03-04Sold$60,000

For Sale by Agent

AgentDorena R. Richardson
BrokerageColdwell Banker Realty

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