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913 Charlotte St, Cincinnati, OH, 45214

4beds
3baths
1,800sqft
$244,000
$136price/sqft
$2,076/moest. monthly cost
$83,040/yrincome needed

About This Home

Calling all Investors! Fully renovated throughout and already tenant-occupied, this West End property offers immediate, reliable cash flow. The multi-level layout features an open main floor, beautifully upgraded kitchens and bathrooms, second-floor laundry, and a private fenced yard. An exceptional turnkey asset in a high-demand rental market just minutes from downtown.

Getting Around

79
WalkingVery Walkable
60
TransitGood Transit
73
BikeVery Bikeable

Construction

Condition

  • Year built: 1869

Materials

  • Construction materials: Aluminum Siding,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Finished,Partial

Bedroom

  • Level: Second
  • Dimensions: 16 x 14

Bedroom

  • Level: Second
  • Dimensions: 15 x 12

Bedroom

  • Level: Third
  • Dimensions: 15 x 20

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Kitchen Island,Stone Counters

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,800
  • Total interior livable area: 1,800 sqft

Kitchen

  • Level: Main
  • Dimensions: 15 x 14

Laundry

  • Level: Second
  • Dimensions: 9 x 7

Living Room

  • Level: Main
  • Dimensions: 16 x 15

Master Bedroom

  • Level: Second
  • Dimensions: 15 x 14

Property

Details

  • Parcel number: 1840003013800
  • Zoning: Residential
  • Zoning description: Residential

Features

  • Levels: Two and One Half

Lot

  • Lot size: 1,219 sqft
  • Lot size dimensions: Of Record

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,233$14,796
Home Insurance *$343$4,116
Property Taxes $307$3,684
Electricity $193$2,320
Total$2,076$24,912
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$71,177/yr
40% on housing$62,280/yr
45% on housing$55,360/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$136This listing

vs Other Active Listings

Avg $/sqft

ZIP 45214$117
Hamilton County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 45214$79
Hamilton County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$241,000
2026-07-23Price change$244,000
2026-07-14Price change$253,900
2026-06-27Listed for sale$262,200
2025-12-19Listing removed$1,600
2025-08-07Listing removed$241,000
2025-06-28Price change$1,600
2025-06-18Price change$1,700
2025-05-12Price change$1,800
2025-05-07Price change$241,000
2025-05-01Listed for rent$2,000
2025-04-26Price change$246,000
2025-04-10Price change$251,000
2025-03-27Price change$260,000
2025-03-13Price change$262,200
2025-03-07Price change$268,200
2025-02-18Listed for sale$273,000
2022-07-05Listing removed--
2022-07-01Price change$322,000
2022-06-22Price change$334,000
2022-06-17Price change$349,000
2022-06-10Price change$365,000
2022-05-28Listed for sale$379,000
2021-07-02Sold$125,000

For Sale by Agent

AgentBrandon Harris
BrokerageKeller Williams Community Part

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