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2886 Shaffer Ave, Cincinnati, OH, 45211

5beds
2baths
1,984sqft
$226,000
$114price/sqft
$1,772/moest. monthly cost
$70,880/yrincome needed

About This Home

This well-maintained duplex features two spacious unitsa 1-bedroom and a 4-bedroomeach offering updated kitchens and baths, fresh interior paint, and new carpet in select areas. The 1-bedroom unit is currently rented for $950/month, providing immediate income potential. With separate gas and electric utilities for each unit, this property offers convenience and flexibility for both owners and tenants. Ideal for investment, house-hacking, or multigenerational living.

Getting Around

38
WalkingCar-Dependent
46
TransitSome Transit
33
BikeSomewhat Bikeable

Schools

3/10
3/10

Construction

Condition

  • Year built: 1913

Materials

  • Foundation: Stone
  • Roof: Shingle
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family,Duplex

Interior

Basement

  • Has basement: Yes
  • Basement: Partial

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Window features: Vinyl,Insulated Windows
  • Fireplace features: Inoperable
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air,Separate Air Conditioning

Interior Area

  • Total structure area: 1,984
  • Total interior livable area: 1,984 sqft

Property

Details

  • Parcel number: 2080055004600

Features

  • Stories: 3

Lot

  • Lot size: 3,789 sqft

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Tornado
Cold Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,142$13,704
Home Insurance *$134$1,608
Property Taxes $284$3,408
Electricity $212$2,553
Total$1,772$21,264
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,754/yr
40% on housing$53,160/yr
45% on housing$47,253/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$114This listing

vs Other Active Listings

Avg $/sqft

ZIP 45211$137
Hamilton County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 45211$139
Hamilton County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Listing removed$1,595
2026-04-24Price change$226,000
2026-03-30Price change$1,595
2026-02-19Price change$1,650
2026-02-13Price change$2,000
2026-01-08Listed for rent$2,495
2026-01-05Price change$229,000
2025-11-17Listed for sale$239,000
2024-10-01Sold$175,000
2024-07-19Pending sale$175,000
2024-06-26Price change$175,000
2017-03-09Listed for sale$99,900
2012-10-01Listing removed$97,500
2012-09-25Listed for sale$97,500
2007-01-25Sold$42,000
2006-07-31Sold$60,850
1999-10-13Sold$86,500

For Sale by Agent

AgentHelen Papazyan
BrokerageFortune Vine Realty

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