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1508 Algodon Rd, Plumas Lake, CA, 95961

4beds
4baths
2,693sqft
$549,777
$204price/sqft
$3,638/moest. monthly cost
$145,520/yrincome needed

About This Home

Discover Rio Del Oro in Plumas Lake, one of the area's newest master-planned communities! Built by Lennar in 2024, this like-new home offers the perfect blend of modern style, thoughtful design, and energy-efficient living with owned solar. Featuring 2,693 square feet of living space with 4 bedrooms and 3.5 bathrooms, including two spacious primary suitesone conveniently located downstairs and one upstairsthis home is ideal for multi-generational living or hosting guests. Enjoy a large loft perfect for a second living area, home office, or game room, a spacious laundry room, and a beautifully designed kitchen featuring stylish quartz countertops, abundant cabinetry, and an open-concept layout that's perfect for both everyday living and entertaining. Move-in ready and loaded with today's most desirable features, this exceptional home is one you won't want to miss!

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Stucco,Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Electric Oven,Gas Cooktop,Dishwasher,Disposal,Microwave
  • Laundry features: Cabinets,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • Partial bathrooms: 1

Dining Room

  • Features: Formal Area

Features

  • Flooring: Carpet,Laminate,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 2,693 sqft

Kitchen

  • Features: Pantry Cabinet,Quartz Counter,Kitchen Island,Island w/Sink

Master Bedroom

  • Features: Ground Floor

Property

Details

  • Parcel number: 016812002000
  • Zoning: R1
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Fencing: Back Yard

Lot

  • Lot size: 6,098 sqft
  • Features: Landscape Front,Low Maintenance

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Drought
    DroughtRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Drought
Earthquake
Heat Wave
Lightning
Wildfire

FEMA Declared Disasters in Yuba County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Snowstorm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,779$33,348
Home Insurance *$136$1,632
Property Taxes $146$1,752
Electricity $577$6,929
Total$3,638$43,656
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$124,731/yr
40% on housing$109,140/yr
45% on housing$97,013/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 4.0%
4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$204This listing

vs Other Active Listings

Avg $/sqft

ZIP 95961$221
Yuba County$221

vs Homes Sold Last Month

Median $/sqft

ZIP 95961$264
Yuba County$268

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Price change$549,777
2026-07-14Listed for sale$569,777
2024-06-28Listing removed$558,990
2024-06-26Price change$578,990
2024-02-28Listed for sale$597,990

For Sale by Agent

AgentValerie Nevis
BrokerageRepresent Real Estate Inc

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