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2885 W Tower Ave, Cincinnati, OH, 45238

2beds
2baths
1,116sqft
$199,900
$179price/sqft
$1,562/moest. monthly cost
$62,480/yrincome needed

About This Home

Discover the timeless character of this classic Cape Cod Style home nestled on a quiet cul-de-sac in Westwood. From the beautiful pegged hardwood floors to arched doorways and original bathroom tile the solid craftsmanship is maintained; all while blending with modern updates like newer wood kitchen cabinets and stainless steel appliances. The upstairs is larger and has more natural light than a typical Cape Cod due to the bump out in the back and window dormers in the front. In the cooler seasons cozy up to the wood burning fireplace and when it's warmer the enclosed back porch provides a relaxing oasis with a view of trees. The basement has plenty of storage space along with a flex room that could be used for an exercise room, media room, or even an extra bedroom. Glass block windows provide security and enhanced privacy. While the location is tucked away it's still convenient to restaurants, shopping, and more. Multiple Down Payment Assistance Programs Available!

Getting Around

47
WalkingCar-Dependent
50
TransitGood Transit
15
BikeSomewhat Bikeable

Schools

4/10
Midway Elementary SchoolGrades PK-7,91.0 mi
3/10

Construction

Condition

  • Year built: 1938

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Oven/Range,Refrigerator,Washer,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Walk-Out Access,Glass Blk Wind

Bathroom1

  • Features: Full
  • Level: Second

Bathroom2

  • Features: Partial
  • Level: Basement

Bedroom2

  • Level: Second
  • Area: 156

Bedroom3

  • Area: 0

Bedroom4

  • Area: 0

Bedroom5

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Features: Wood Floor
  • Level: First
  • Area: 143

Family Room

  • Area: 0

Features

  • Ceiling Fan(s)
  • Window features: Aluminum Frames,Double Pane Windows,Insulated Windows
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,116
  • Total interior livable area: 1,116 sqft

Kitchen

  • Features: Vinyl Floor,Wood Cabinets
  • Area: 104

Living Room

  • Features: Fireplace,Wood Floor
  • Area: 280

Master Bathroom

  • Features: Tile Floor,Tub w/Shower

Master Bedroom

  • Features: Wood Floor
  • Level: Second
  • Area: 169

Office

  • Area: 0

Property

Accessibility

  • Accessibility features: No Accessibility Features

Details

  • Parcel number: 2480001004500
  • Zoning description: Residential

Features

  • Stories: 1
  • Patio & porch: Enclosed Porch
  • Topography of land: Sloping

Lot

  • Lot size: 5,401 sqft
  • Features: Cul-De-Sac,Less than .5 Acre,Busline Near
  • Lot size dimensions: 60 x 136

Parking

  • Total spaces: 1
  • Parking features: On Street,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Tornado
Cold Wave
Lightning
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,010$12,120
Home Insurance *$108$1,296
Property Taxes $251$3,012
Electricity $193$2,320
Total$1,562$18,744
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$53,554/yr
40% on housing$46,860/yr
45% on housing$41,653/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$179This listing

vs Other Active Listings

Avg $/sqft

ZIP 45238$127
Hamilton County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 45238$149
Hamilton County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Price change$210,000
2026-04-18Listed for sale$230,000
2018-07-27Sold$76,000
2018-07-11Pending sale$79,900
2018-06-19Listed for sale$79,900
2015-06-04Sold$29,000
2015-06-03Listed for sale$36,400
2015-04-11Pending sale$36,400
2015-03-28Price change$36,400
2015-03-21Pending sale$41,400
2015-03-05Listed for sale$41,400
2015-02-21Pending sale$41,400
2015-02-14Price change$41,400
2014-12-06Listed for sale$46,400
2013-10-02Sold$44,000
2011-05-12Listing removed$79,900
2010-04-10Price change$79,900
2009-11-11Listed for sale$89,900
2005-07-15Sold$92,500

For Sale by Agent

AgentMartin S. Russell
BrokerageeXp Realty

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