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2887 W Tower Ave, Cincinnati, OH, 45238

2beds
2baths
1,005sqft
$185,000
$184price/sqft
$1,460/moest. monthly cost
$58,400/yrincome needed

About This Home

This charming 2-bedroom, 2-bath brick ranch offers the ideal combination of comfort and character. Beautiful wood floors run throughout the home, adding warmth and traditional elegance. This layout offers comfortable living, while the full basement provides endless possibilities for additional living space, storage, a workshop, or recreation. With its classic solid brick exterior and low-maintenance design, this home is ready for you to make it your own. The spacious deck outside offers plenty of room for entertainment or just relaxing. Don't miss the opportunity to own this well-maintained ranch!

Getting Around

47
WalkingCar-Dependent
50
TransitGood Transit
15
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Oven/Range,Refrigerator,Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Concrete,Walk-Out Access

Bathroom1

  • Features: Full
  • Level: First

Bathroom2

  • Features: Full
  • Level: Lower

Bedroom2

  • Level: First
  • Area: 90

Bedroom3

  • Area: 0

Bedroom4

  • Area: 0

Bedroom5

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Wood Floor
  • Level: First
  • Area: 90

Family Room

  • Features: Fireplace,Wood Floor
  • Area: 160

Features

  • Window features: Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,005
  • Total interior livable area: 1,005 sqft

Kitchen

  • Features: Walkout,Window Treatment,Wood Floor,Marble/Granite/Slate
  • Area: 56

Living Room

  • Area: 0

Master Bathroom

  • Features: Tile Floor,Tub w/Shower

Master Bedroom

  • Features: Wood Floor
  • Level: First
  • Area: 132

Office

  • Area: 0

Property

Details

  • Parcel number: 2480001004600
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck

Lot

  • Lot size: 6,621 sqft
  • Features: Less than .5 Acre

Parking

  • Total spaces: 2
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Tornado
Cold Wave
Lightning
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $935$11,220
Home Insurance *$100$1,200
Property Taxes $232$2,784
Electricity $193$2,320
Total$1,460$17,520
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$50,057/yr
40% on housing$43,800/yr
45% on housing$38,933/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$184This listing

vs Other Active Listings

Avg $/sqft

ZIP 45238$127
Hamilton County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 45238$149
Hamilton County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Price change$179,000
2026-07-25Price change$185,000
2026-07-17Listed for sale$195,000
2019-07-01Sold$99,000
2019-07-01Listed for sale$99,000
2019-05-20Pending sale$99,000
2019-05-20Listed for sale$99,000
2019-05-20Pending sale$99,000
2019-05-20Listed for sale$99,000
2016-07-09Listing removed$850
2016-07-06Listing removed$79,900
2015-10-27Pending sale$79,900
2015-10-14Listed for sale$79,900
2015-05-11Listing removed$89,900
2015-01-16Pending sale$89,900
2014-11-15Listed for sale$89,900
2014-10-30Listing removed$875
2014-10-28Listed for rent$875
2014-10-23Sold$45,000
2014-10-04Pending sale$59,900
2000-05-26Sold$85,000

For Sale by Agent

AgentEmily M. Berger
BrokerageRE/MAX United Associates

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