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644 Winters Dr, Waxahachie, TX, 75165

4beds
3baths
2,458sqft
$470,000
$191price/sqft
$3,503/moest. monthly cost
$140,120/yrincome needed

About This Home

Why wait for new construction when this beautifully upgraded Caraway floorplan is move-in ready? Located in one of Waxahachie’s growing communities, this 4-bedroom, 3-bath home offers 2,458 square feet of functional living space designed with flexibility in mind. A private front bedroom with adjacent full bath is ideal for guests, multigenerational living, or a home office. The open-concept layout features wood flooring, a spacious kitchen with double ovens, and a primary suite with dual vanities, oversized shower with built-in seat, and custom laundry-to-closet pass-through. Enjoy the extended covered patio overlooking a flat .237-acre backyard with room to entertain, play, or add a future pool. Additional highlights include a full-home generator, plus refrigerator and mounted TVs can remain. Ask about available lender incentives.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

5/10
Waxahachie High SchoolGrades 8-125.5 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Brick,Rock,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Double Oven,Dishwasher,Electric Cooktop,Electric Oven,Disposal,Microwave,Refrigerator
  • Laundry features: Laundry in Utility Room,Stacked

Bedroom

  • Features: Closet Cabinetry,Split Bedrooms
  • Level: First
  • Dimensions: 12 x 12

Bedroom

  • Features: Closet Cabinetry,Ceiling Fan(s)
  • Level: First
  • Dimensions: 11 x 14

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Breakfast Room Nook

  • Features: Breakfast Bar,Eat-in Kitchen
  • Level: First
  • Dimensions: 11 x 14

Features

  • Built-in Features,Chandelier,Decorative/Designer Lighting Fixtures,Double Vanity,Eat-in Kitchen,Granite Counters,High Speed Internet,In-Law Floorplan,Kitchen Island,Multiple Master Suites,Open Floorplan,Pantry,Smart Home,Cable TV,Walk-In Closet(s),Wired for Sound
  • Window features: Window Coverings
  • Flooring: Carpet,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Decorative,Stone,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric,ENERGY STAR/ACCA RSI Qualified Installation,ENERGY STAR Qualified Equipment,Fireplace(s)
  • Cooling features: Central Air,Ceiling Fan(s),ENERGY STAR Qualified Equipment

Interior Area

  • Total interior livable area: 2,458 sqft

Kitchen

  • Features: Breakfast Bar,Built-in Features,Eat-in Kitchen,Kitchen Island,Stone Counters,Walk-In Pantry
  • Level: First
  • Dimensions: 9 x 13

Living Room

  • Features: Ceiling Fan(s),Fireplace
  • Level: First
  • Dimensions: 18 x 20

Master Bedroom

  • Features: Closet Cabinetry,Ceiling Fan(s),Dual Sinks,En Suite Bathroom,Separate Shower,Walk-In Closet(s)
  • Level: First
  • Dimensions: 18 x 15

Property

Details

  • Parcel number: 291505
  • Attached to another structure: Yes
  • Other equipment: Generator

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Rear Porch,Covered
  • Exterior features: Lighting,Private Yard,Rain Gutters
  • Fencing: Wood
  • Residential vegetation: Grassed

Lot

  • Lot size: 10,323 sqft
  • Features: Back Yard,Interior Lot,Lawn,Landscaped,Subdivision,Sprinkler System

Parking

  • Total spaces: 2
  • Parking features: Covered,Direct Access,Driveway,Enclosed,Garage Faces Front,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Heat Wave
Inland Flooding
Tornado
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,376$28,512
Home Insurance *$281$3,372
Property Taxes $577$6,924
Electricity $269$3,238
Total$3,503$42,036
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$120,102/yr
40% on housing$105,090/yr
45% on housing$93,413/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.6%
5.6%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$191This listing

vs Other Active Listings

Avg $/sqft

ZIP 75165$168
Ellis County$196

vs Homes Sold Last Month

Median $/sqft

ZIP 75165$178
Ellis County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Price change$485,000
2026-04-01Price change$490,000
2026-02-25Listed for sale$495,000

For Sale by Agent

AgentCarrie Ingram
BrokerageKeller Williams Lonestar DFW

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