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1078 Birney Ln, Cincinnati, OH, 45230

4beds
3baths
0sqft
$525,000
--price/sqft
$3,856/moest. monthly cost
$154,240/yrincome needed

About This Home

Beautifully restored historic home in Anderson Township's Fruit Hill area on 0.6 acres in the Forest Hills School District. This character-filled home offers 4 bedrooms upstairs, plus a first-floor office that can also serve as a 5th bedroom, along with 3 full bathrooms. A 2017 addition added a spacious owner's suite, office, laundry room, mudroom, and first-floor full bath, giving the home a great mix of historic charm and modern functionality. Outside, the property features multiple large mature trees, a detached garage, and an inground swimming pool; creating a private setting with plenty of space to enjoy. Major mechanicals and key living areas, including the kitchen, bathrooms, and laundry, have been updated and modernized over the past 15 years. Recent updates include: Windows (2025), Electric panel and garage subpanel (2024), Water heater and mixing valve (2023), HVAC system (2017), Roof (2017), Driveway (2023), Exterior Paint (2020)

Getting Around

35
WalkingCar-Dependent
24
TransitMinimal Transit
25
BikeSomewhat Bikeable

Schools

8/10
Maddux Elementary SchoolGrades K-60.4 mi
9/10
Nagel Middle SchoolGrades 7-82.6 mi
8/10
Anderson High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1911

Materials

  • Foundation: Block,Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Aluminum Siding,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Disposal,Oven/Range,Refrigerator,Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Partial,Bath/Stubbed,Concrete,Unfinished

Bathroom1

  • Features: Full
  • Level: Second

Bathroom2

  • Features: Full
  • Level: First

Bathroom3

  • Features: Full
  • Level: Second

Bedroom2

  • Level: Second
  • Area: 210

Bedroom3

  • Level: Second
  • Area: 168

Bedroom4

  • Level: Second
  • Area: 121

Bedroom5

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First
  • Area: 238

Family Room

  • Area: 210

Features

  • High Ceilings,Natural Woodwork,Vaulted Ceiling(s),Ceiling Fan(s),Recessed Lighting
  • Door features: French Doors,Multi Panel Doors
  • Window features: Picture,Bay/Bow,Double Hung,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Brick,Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Gas
  • Cooling features: Attic Fan,Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 0

Kitchen

  • Area: 195

Living Room

  • Area: 240

Master Bathroom

  • Features: Shower,Tile Floor

Master Bedroom

  • Features: Bath Adjoins
  • Level: Second
  • Area: 240

Office

  • Area: 0

Property

Details

  • Parcel number: 5000343034300
  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: In Ground
  • Patio & porch: Patio,Porch
  • Fencing: Metal
  • Topography of land: Level
  • Residential vegetation: Pine

Lot

  • Lot size: 0.59 Acres
  • Features: Corner Lot,.5 to .9 Acres

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Tornado
Cold Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance *$262$3,144
Property Taxes $660$7,920
Electricity $280$3,360
Total$3,856$46,272
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$132,205/yr
40% on housing$115,680/yr
45% on housing$102,826/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 45230$284
Hamilton County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 45230$185
Hamilton County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$510,000
2026-07-18Listed for sale$525,000
2011-07-20Sold$86,500
2011-01-29Listing removed--
2010-12-18Listed for sale--
2010-09-27Sold$105,000
2010-07-25Listed for sale$144,100
2003-01-30Sold$180,000
2000-06-27Sold$175,000

For Sale by Agent

AgentNicholas Huscroft
BrokerageChosen Real Estate Group

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