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9786 Sacramento St, Cincinnati, OH, 45231

3beds
1baths
960sqft
$149,900
$156price/sqft
$1,223/moest. monthly cost
$48,920/yrincome needed

About This Home

Welcome home to 9786 Sacramento St, a charming single-story ranch residence offering efficient, low-maintenance living in Northbrook! Featuring 3 bedrooms, 1 full bathroom, and 960 square feet of well-designed interior space, this property combines everyday comfort with functional convenience. Inside, bright and inviting common areas flow seamlessly into a practical eat-in kitchen area. All three well-proportioned bedrooms are conveniently located on the main level alongside the central bath, while a full finished basement offers fantastic versatile space for a family recreation room, home office, or extra storage. Outside, enjoy a nice backyard on an nearly 8,000 sq ft lot with off-street parking. Ideally located near local schools, parks, shopping, and major commuting routes into Downtown Cincinnati

Getting Around

13
WalkingCar-Dependent
18
TransitMinimal Transit
25
BikeSomewhat Bikeable

Schools

4/10
North Elementary SchoolGrades 1-61.2 mi
2/10
3/10
Mt Healthy High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1956

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Oven/Range,Gas Water Heater

Basement

  • Basement: None

Bathroom1

  • Features: Full
  • Level: First

Bedroom2

  • Level: First
  • Area: 80

Bedroom3

  • Level: First
  • Area: 72

Bedroom4

  • Area: 0

Bedroom5

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First
  • Area: 99

Family Room

  • Area: 0

Features

  • Window features: Vinyl

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: Central Air

Interior Area

  • Total structure area: 960
  • Total interior livable area: 960 sqft

Kitchen

  • Area: 55

Living Room

  • Area: 165

Master Bathroom

  • Features: Tub w/Shower

Master Bedroom

  • Level: First
  • Area: 120

Office

  • Area: 0

Property

Details

  • Parcel number: 5100051000800
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 7,971 sqft
  • Features: Less than .5 Acre
  • Lot size dimensions: 125 x 92

Parking

  • Total spaces: 1
  • Parking features: Driveway
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $757$9,084
Home Insurance *$85$1,020
Property Taxes $188$2,256
Electricity $193$2,320
Total$1,223$14,676
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$41,931/yr
40% on housing$36,690/yr
45% on housing$32,613/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$156This listing

vs Other Active Listings

Avg $/sqft

ZIP 45231$134
Hamilton County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 45231$145
Hamilton County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Listed for sale$149,900
2014-07-17Sold$40,500
2014-07-03Pending sale$44,900
2014-06-25Listed for sale$44,900

For Sale by Agent

AgentTimothy Settles
BrokerageTrelora Realty, Inc

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