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9585 Ridgemoor Ave, Cincinnati, OH, 45231

3beds
1baths
960sqft
$149,000
$155price/sqft
$1,217/moest. monthly cost
$48,680/yrincome needed

About This Home

New roof! Move-in ready. Lots of parking, flat back yard. Great deal. Agent is owner

Getting Around

34
WalkingCar-Dependent
24
TransitMinimal Transit
28
BikeSomewhat Bikeable

Schools

4/10
North Elementary SchoolGrades 1-61.5 mi
2/10
3/10
Mt Healthy High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1957

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Brick,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Basement: None

Bathroom1

  • Features: Full
  • Level: First

Bedroom2

  • Level: First
  • Area: 108

Bedroom3

  • Level: First
  • Area: 108

Bedroom4

  • Area: 0

Bedroom5

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Area: 0

Family Room

  • Area: 0

Features

  • Window features: Vinyl

Heating & Cooling

  • Heating features: Gas
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 960
  • Total interior livable area: 960 sqft

Kitchen

  • Area: 120

Living Room

  • Area: 216

Master Bathroom

  • Features: Tub w/Shower

Master Bedroom

  • Features: Other
  • Level: First
  • Area: 144

Office

  • Area: 0

Property

Details

  • Parcel number: 5100051036900

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 7,666 sqft
  • Lot size dimensions: 64.03 x 124.71 IRR

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $753$9,036
Home Insurance *$84$1,008
Property Taxes $187$2,244
Electricity $193$2,320
Total$1,217$14,604
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$41,725/yr
40% on housing$36,510/yr
45% on housing$32,453/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$155This listing

vs Other Active Listings

Avg $/sqft

ZIP 45231$134
Hamilton County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 45231$145
Hamilton County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-12Price change$149,000
2026-06-04Price change$147,000
2026-06-02Listed for sale$149,000
2023-09-22Sold$91,000

For Sale by Agent

AgentGregory H Harman
BrokeragePlum Tree Realty

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