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232 Bluff Road #232, Yarmouth, ME, 04096

4beds
2baths
1,739sqft
$599,000
$344price/sqft
$3,863/moest. monthly cost
$154,520/yrincome needed

About This Home

Welcome to this beautifully positioned condominium in The Bluffs, where privacy, comfort, and convenience come together in one exceptional home. Nestled in a peaceful, wooded setting, this thoughtfully designed condo offers a desirable first-floor primary suite with a spacious walk-in closet. The first floor bedrooms and open-concept main level is perfect for ease of condo living and entertaining. The living room flows into the kitchen and dining area. A versatile den or office provides flexible living space, while an additional first-floor bedroom and full bath are ideal for guests or multigenerational living. Direct entry from the attached garage adds everyday convenience. Step outside to the expansive private deck, beautifully positioned to enjoy the tranquil wooded surroundings--an ideal space for morning coffee, outdoor dining, or simply relaxing in nature. A dedicated storage shed provides even more room for tools, seasonal items, and outdoor equipment. Upstairs, you'll find another private flex room for bedroom or den. Attached is an unfinished spacious attic. The large unfinished basement presents endless possibilities for future expansion or abundant storage. This home includes a whole-house generator for year-round peace of mind and reliable comfort, no matter the season. The well maintained and healthy HOA includes all Spectrum and streaming services in addition to their extensive offerings for homeowners. If you're looking for low-maintenance living in a beautifully maintained community with privacy, space, and outstanding amenities, this is the home you've been waiting for. Come discover all that The Bluffs in Yarmouth has and make this exceptional property your new home.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

--
William H Rowe SchoolGrades PK-11.2 mi
10/10
8/10
Yarmouth High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 1986

Materials

  • Foundation: Poured Concrete
  • Roof: Shingle
  • Construction materials: Wood Frame,Clapboard

Type & Style

  • Home type: Condo
  • Architectural style: Contemporary
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Electric Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Interior Entry,Full,Unfinished

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedroom3

  • Features: Cathedral Ceiling(s),Skylight
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Cathedral Ceiling(s)
  • Level: First

Features

  • 1st Floor Bedroom,Attic,Storage,Walk-In Closet(s),Primary Bedroom w/Bath
  • Window features: Double Pane Windows
  • Flooring: Carpet,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,739

Heating & Cooling

  • Heating features: Baseboard,Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,739
  • Total interior livable area: 1,739 sqft

Kitchen

  • Level: First

Living Room

  • Features: Gas Fireplace
  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s),Double Vanity,Full Bath,Suite
  • Level: First

Property

Details

  • Parcel number: 232BluffRD232Yarmouth12654
  • Zoning: Residential

Features

  • Levels: Multi/Split
  • Patio & porch: Deck
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Features: Near Shopping,Neighborhood,Open Lot,Rolling Slope,Landscaped

Parking

  • Total spaces: 2
  • Parking features: Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Ice Storm
Lightning
Cold Wave
Hail
Hurricane
Inland Flooding
Strong Wind
Tsunami

FEMA Declared Disasters Across Maine Counties

Flood
Hurricane
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance $79$948
Property Taxes $504$6,048
Electricity $252$3,033
Total$3,863$46,356

Income You'd Need if You Spent...

35% on housing$132,445/yr
40% on housing$115,890/yr
45% on housing$103,013/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 7.7%
7.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$344This listing

vs Other Active Listings

Avg $/sqft

ZIP 04096$471
Cumberland County$369

vs Homes Sold Last Month

Median $/sqft

ZIP 04096$520
Cumberland County$317

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-02Listed for sale$599,000

For Sale by Agent

AgentMichelle Libby
BrokerageCentury 21 North East

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