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5045 Reserve Dr, Cumming, GA, 30040

5beds
4baths
3,206sqft
$890,000
$278price/sqft
$6,671/moest. monthly cost
$266,840/yrincome needed

About This Home

Thoughtfully designed with timeless architecture and designer finishes, this exceptional 5-bedroom, 4-bath, three-car garage home offers luxury, functionality, and effortless living in one of West Forsyth's most desirable communities. Beyond the beautiful double doors, a light-filled interior opens into a thoughtfully designed open-concept floor plan featuring soaring ceilings, a spacious great room with custom built-ins flanking the gas fireplace, and a chef's kitchen designed for both entertaining and everyday living. The chef's kitchen is appointed with Calacatta Classique quartz countertops, an oversized island with storage on both sides, ceiling-height cabinetry, soft-close dovetail drawers, and a striking herringbone backsplash. A private guest suite with a full bath is conveniently located on the main level. Upstairs, the owner's suite has been enhanced with a newly added flex room, perfect for a home office, nursery, playroom, fitness room, or private sitting area while maintaining the home's true five-bedroom layout. The luxurious primary bath features a frameless glass shower, soaking tub, Toto bidet, and a custom California Closets system that connects directly to the laundry room. Additional upgrades include 8-foot interior doors on the main level, soft-close cabinetry throughout, walk-in attic storage, irrigation, Ring doorbell, and a spacious three-car garage. Outside, the sellers have thoughtfully expanded the fenced backyard to create even more usable outdoor space-perfect for entertaining, play, pets, or simply enjoying your own private outdoor retreat. Ideally located just minutes from Vickery Village, Halcyon, The Collection at Forsyth, OneLife Fitness, GA-400, and zoned for the highly acclaimed West Forsyth High School, this home perfectly blends luxury living with everyday convenience.

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

7/10
Kelly Mill ElementaryGrades PK-52.8 mi
8/10
Hendricks Middle SchoolGrades 6-81.7 mi
9/10
West Forsyth High SchoolGrades 9-120.3 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2022

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: European
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Double Oven,Disposal,Refrigerator,Microwave
  • Laundry features: Upper Level

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Bookcases,Walk-In Closet(s),Vaulted Ceiling(s)
  • Window features: Double Pane Windows
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,206
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,206
  • Total interior livable area: 3,206 sqft

Kitchen

  • Features: Breakfast Bar,Kitchen Island

Property

Details

  • Parcel number: 056 530

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio
  • Exterior features: Sprinkler System
  • Fencing: Back Yard,Fenced
  • Waterbody name: None

Lot

  • Lot size: 10,018 sqft
  • Features: Level

Parking

  • Total spaces: 3
  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,500$54,000
Home Insurance *$298$3,576
Property Taxes $1,562$18,744
Electricity $311$3,737
Total$6,671$80,052
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$228,720/yr
40% on housing$200,130/yr
45% on housing$177,893/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$278This listing

vs Other Active Listings

Avg $/sqft

ZIP 30040$217
Forsyth County$223

vs Homes Sold Last Month

Median $/sqft

ZIP 30040$212
Forsyth County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Listed for sale$890,000
2024-03-28Sold$839,000
2024-03-07Pending sale$839,000
2024-03-05Listed for sale$839,000
2024-03-05Pending sale$839,000
2024-03-01Listed for sale$839,000
2023-03-22Sold$736,037

For Sale by Agent

AgentNatalie Trupia
BrokerageHomeSmart

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