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11998 SW 232nd St, Miami, FL, 33170

4beds
3baths
2,586sqft
$805,000
$311price/sqft
$5,085/moest. monthly cost
$203,400/yrincome needed

About This Home

Beautiful Eluthera model built by Mountain Cove in 2023. Single family home, 2 story 4-bedroom, 3-bathroom. Main bedroom with doble walking closet and the other 3 also offer nice and spacious walking closets. This model has a bedroom and full bathroom on first-floor level. Features: metal roof, 20 x 20 tiles throughout the general areas, granite countertops, stainless steel appliances, high-efficiency tankless water heaters, Zebra blinds, impact windows and doors, completed fenced, and beautiful landscaping. NO HOA or CDD fees. Additionally, spacious Doble car garage with a circular drive way and space for plenty cars. Space for boat, RV, truck, and more. Great location, close to Publix, restaurant, US1, Turnpike. A+ schools. • “Some images have been virtually enhanced/staged to show possible use of space.” • “Photo includes virtual staging for illustrative purposes only.”

Getting Around

30
WalkingCar-Dependent
30
TransitSome Transit
36
BikeSomewhat Bikeable

Schools

3/10
Coconut Palm K-8 AcademyGrades PK-80.8 mi
3/10
Homestead Senior High SchoolGrades PK,9-128.4 mi
5/10
Redland Middle SchoolGrades 6-84.2 mi

Construction

Condition

  • Year built: 2023

Materials

  • Roof: Aluminum
  • Construction materials: CBS Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Electric Range,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Walk-In Closet(s)
  • Door features: High Impact Doors
  • Flooring: Carpet,Ceramic Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,051
  • Total interior livable area: 2,586 sqft

Property

Details

  • Parcel number: 3069240090010
  • Zoning: 0103

Features

  • Stories: 2
  • Entry location: First Floor Entry
  • Pool features: R30-No Pool/No Water
  • Patio & porch: Patio
  • Exterior features: Other
  • Fencing: Fenced
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 0.34 Acres
  • Features: 1/4 To Less Than 1/2 Acre Lot

Parking

  • Total spaces: 2
  • Parking features: Additional Spaces Available,Circular Driveway,Driveway,Paver Block
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Cold Wave
Heat Wave
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters in Miami-Dade County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,070$48,840
Home Insurance *$212$2,544
Property Taxes $543$6,516
Electricity $260$3,122
Total$5,085$61,020
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$174,342/yr
40% on housing$152,550/yr
45% on housing$135,600/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$311This listing

vs Other Active Listings

Avg $/sqft

ZIP 33170$369
Miami-Dade County$639

vs Homes Sold Last Month

Median $/sqft

ZIP 33170$360
Miami-Dade County$404

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$799,900
2026-07-17Price change$805,000
2026-07-06Price change$812,000
2026-06-15Price change$819,900
2026-06-15Price change$4,400
2026-04-14Listed for sale$825,000
2026-03-13Listed for rent$4,600

For Sale by Agent

AgentYoiris Duran
BrokerageColdwell Banker Realty

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