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4280 Apple Cider St, Timnath, CO, 80547

4beds
3baths
3,449sqft
$640,000
$186price/sqft
$3,982/moest. monthly cost
$159,280/yrincome needed

About This Home

Kittle Real Estate presents this two-story home in Timnath Lakes combines a new construction feel with thoughtful upgrades and a move-in-ready finish throughout. The foyer opens into a sun-filled main living area where natural light pours in, highlighting the seamless flow and durable LVP flooring that ties the entire space together. Anchored by a large center island, the kitchen features stainless steel appliances, quartz countertops, a walk-in pantry, and abundant prep space and storage. A dedicated office by the entrance offers versatility to serve as a workspace, secondary living area, or hobby room, giving you options to tailor the home to your routine. The upper level offers a private retreat with four bedrooms, including a spacious primary suite with an ensuite bath and walk-in closet for added comfort and convenience. Additionally, an upstairs laundry room keeps daily tasks simple and efficient. A bright garden-level basement sets this home apart, bringing in natural light while offering exceptional flexibility for future expansion, hobbies, or additional storage. Outside, the fenced backyard features a raised deck for relaxing or entertaining, along with synthetic turf that keeps upkeep to a minimum while still offering a clean, usable space. Located in the highly sought-after Timnath Lakes community, a thoughtfully designed green-living neighborhood where every home is equipped with solar energy, this property offers built-in efficiency, sustainability, and long-term value. Enjoy easy access to neighborhood parks, nearby shopping, dining, and entertainment, along with close proximity to the planned Timnath Recreation Center. With convenient routes to I-25, Old Town Timnath, and Harmony Road, daily commuting and lifestyle needs are easily met. This home delivers a balanced, forward-thinking living experience in one of Northern Colorado's most innovative communities.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

8/10
Timnath Elementary SchoolGrades PK-50.6 mi
7/10
Preston Middle SchoolGrades 6-82.8 mi
8/10
Fossil Ridge High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 2024

Materials

  • Roof: Composition
  • Construction materials: Stone,Composition

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Dishwasher,Refrigerator,Washer,Dryer,Microwave,Disposal
  • Laundry features: Washer/Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Unfinished,Daylight

Bedroom2

  • Level: Upper
  • Area: 132
  • Dimensions: 11 x 12

Bedroom3

  • Level: Upper
  • Area: 143
  • Dimensions: 13 x 11

Bedroom4

  • Level: Upper
  • Area: 156
  • Dimensions: 13 x 12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Area: 126
  • Dimensions: 9 x 14

Family Room

  • Level: Main
  • Area: 240
  • Dimensions: 15 x 16

Features

  • Eat-in Kitchen,Separate Dining Room,Open Floorplan,Pantry,Walk-In Closet(s),Kitchen Island
  • Finished area below ground: 987
  • Finished area above ground: 2,462

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,449
  • Total interior livable area: 3,449 sqft

Kitchen

  • Level: Main
  • Area: 255
  • Dimensions: 15 x 17

Laundry

  • Level: Upper
  • Area: 36
  • Dimensions: 6 x 6

Primary Bedroom

  • Features: 3/4 Primary Bath
  • Level: Upper
  • Area: 252
  • Dimensions: 18 x 14

Study

  • Level: Main
  • Area: 117
  • Dimensions: 13 x 9

Property

Details

  • Parcel number: R1678279
  • Zoning: R-2
  • Special condition: Private Owner
  • Exclusions: Personal Property

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck
  • Fencing: Fenced

Lot

  • Lot size: 6,814 sqft
  • Features: Sloped,City Limits

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Winter Weather
Inland Flooding
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters Across Colorado Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,236$38,832
Home Insurance *$209$2,508
Property Taxes $277$3,324
Electricity $260$3,124
Total$3,982$47,784
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$136,525/yr
40% on housing$119,460/yr
45% on housing$106,186/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.3%
15.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$186This listing

vs Other Active Listings

Avg $/sqft

ZIP 80547$227
Larimer County$232

vs Homes Sold Last Month

Median $/sqft

ZIP 80547$202
Larimer County$250

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-24Listed for sale$649,000
2025-10-01Listing removed$640,000
2025-07-30Price change$640,000
2025-05-20Price change$649,500
2025-04-28Listed for sale$665,000
2024-05-11Listing removed$644,900
2024-05-09Listed for sale$644,900

For Sale by Agent

AgentRob Kittle, Kittle Real Estate, Amy Rushing, Kittle Real Estate
BrokerageKittle Real Estate

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