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2929 Cottonwood Dr, Waterford, MI, 48328

2beds
2baths
1,290sqft
$209,900
$163price/sqft
$1,608/moest. monthly cost
$64,320/yrincome needed

About This Home

Welcome home to this move-in-ready condo in the heart of Waterford! This beautifully updated unit features fresh paint, new windows, stainless steel appliances (2024), and all-newer mechanicals including the HVAC system (2025) and hot water tank . Enjoy peaceful pond views from your private balcony and the convenience of being just steps from the community pool. The home also features a chair lift for added accessibility, abundant storage throughout, and a 1.5-car garage with room for extra storage. Offering the perfect blend of comfort, convenience, and low-maintenance living, this condo is truly turnkey and ready for its next owner.

Getting Around

30
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

5/10
Mason Middle SchoolGrades 6-82.9 mi
5/10

Construction

Condition

  • Year built: 2002

Materials

  • Foundation: Slab
  • Roof: Asphalt
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: Condo
  • Architectural style: Ranch
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Free Standing Electric Range,Free Standing Refrigerator,Microwave,Stainless Steel Appliances,Washer
  • Laundry features: Laundry Room

Bedroom

  • Level: Second
  • Area: 110
  • Dimensions: 10 X 11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Second
  • Area: 80
  • Dimensions: 8 X 10

Features

  • Finished area above ground: 1,290

Great Room

  • Level: Second
  • Area: 252
  • Dimensions: 12 X 21

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fans,Central Air

Interior Area

  • Total interior livable area: 1,290 sqft

Kitchen

  • Level: Second
  • Area: 100
  • Dimensions: 10 X 10

Laundry

  • Level: Second
  • Area: 40
  • Dimensions: 5 X 8

Mud Room

  • Level: Entry
  • Area: 48
  • Dimensions: 12 X 4

Other

  • Level: Second
  • Area: 72
  • Dimensions: 9 X 8

Primary Bathroom

  • Level: Second
  • Area: 48
  • Dimensions: 6 X 8

Primary Bedroom

  • Level: Second
  • Area: 216
  • Dimensions: 12 X 18

Property

Details

  • Parcel number: 1324351103
  • Special condition: Short Sale No,Standard
  • Exclusions: Exclusion(s) Do Not Exist

Features

  • Levels: One Story Up
  • Stories: 1
  • Entry location: GroundLevel
  • Pool features: Community
  • Patio & porch: Deck,Patio
  • Exterior features: Balcony

Parking

  • Total spaces: 1.5
  • Parking features: Oneand Half Car Garage,Attached,Direct Access,Electricityin Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1.5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Ice Storm
Strong Wind

FEMA Declared Disasters in Oakland County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,061$12,732
Home Insurance *$141$1,692
Property Taxes $218$2,616
Electricity $188$2,259
Total$1,608$19,296
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$55,131/yr
40% on housing$48,240/yr
45% on housing$42,880/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.2%
14.2%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$163This listing

vs Other Active Listings

Avg $/sqft

ZIP 48328$167
Oakland County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 48328$185
Oakland County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Price change$199,900
2026-07-17Listed for sale$209,900
2009-06-16Sold$43,000
2004-11-17Sold$142,800

For Sale by Agent

AgentElizabeth Primeau
Brokerage@properties Christie's Int'l R.E. Royal Oak

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