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465 Debonhill Ct, Cincinnati, OH, 45238

2beds
2baths
1,449sqft
$300,000
$207price/sqft
$2,249/moest. monthly cost
$89,960/yrincome needed

About This Home

Lovely opportunity in Oak Hills School District to own this well maintained brick ranch! Boasting two bedrooms and three full bathrooms, this home is ready for you! The open floorplan features luxury vinyl plank flooring throughout. Very nice cul de sac lot with usable yard with large concrete patio. Two car garage (one bay currently used as laundry, but laundry hookup still present in basement). Gigantic unfinished basement with is ready to finish and nearly double the size of this home! Schedule your private showing today!

Getting Around

37
WalkingCar-Dependent
29
TransitSome Transit
26
BikeSomewhat Bikeable

Schools

8/10
8/10
Delhi Middle SchoolGrades 6-80.7 mi
5/10
Oak Hills High SchoolGrades 9-123.8 mi

Construction

Condition

  • Year built: 1971

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Brick,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full

Bathroom1

  • Features: Full
  • Level: First

Bathroom2

  • Features: Full
  • Level: First

Bedroom2

  • Level: First
  • Area: 0

Bedroom3

  • Area: 0

Bedroom4

  • Area: 0

Bedroom5

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Area: 0

Family Room

  • Area: 0

Features

  • Window features: Vinyl,Insulated Windows

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,449
  • Total interior livable area: 1,449 sqft

Kitchen

  • Area: 0

Living Room

  • Area: 0

Master Bathroom

  • Features: Shower

Master Bedroom

  • Level: First
  • Area: 0

Office

  • Area: 0

Property

Details

  • Parcel number: 5400071047100
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 10,628 sqft
  • Features: Less than .5 Acre

Parking

  • Total spaces: 1
  • Parking features: On Street,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Tornado
Cold Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$163$1,956
Property Taxes $377$4,524
Electricity $193$2,320
Total$2,249$26,988
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$77,108/yr
40% on housing$67,470/yr
45% on housing$59,973/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$207This listing

vs Other Active Listings

Avg $/sqft

ZIP 45238$126
Hamilton County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 45238$149
Hamilton County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-06Pending sale$300,000
2026-07-29Price change$300,000
2026-07-24Listed for sale$325,000
2026-03-10Sold$180,000
2007-03-23Sold$145,000

For Sale by Agent

AgentDeron G. Schell
BrokerageHuff Realty

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