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120 State St, Newaygo, MI, 49337

8beds
5baths
3,500sqft
$590,000
$169price/sqft
$4,167/moest. monthly cost
$166,680/yrincome needed

About This Home

Experience timeless elegance in this stunning colonial mansion with 8 bedrooms , 5 bathrooms, a wrap around porch, and beautiful landscaping. Conveniently located near restaurants, shopping, and the serene Muskegon River. Check it out today.

Getting Around

35
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

5/10
Newaygo Middle SchoolGrades 5-81.3 mi
6/10
Newaygo High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 1867

Materials

  • Roof: Metal
  • Construction materials: Vinyl Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial,Historic
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Oven,Refrigerator
  • Laundry features: Laundry Room,Main Level

Basement

  • Basement: Crawl Space,Full

Bedrooms & Bathrooms

  • Bedrooms: 8
  • Bathrooms: 5
  • Full bathrooms: 5
  • Main level bedrooms: 5

Features

  • Center Island
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,500
  • Total interior livable area: 3,500 sqft

Property

Details

  • Parcel number: 621824282007
  • Zoning description: R1 Bus District

Features

  • Stories: 2
  • Exterior features: Other

Lot

  • Lot size: 0.89 Acres
  • Features: Shrubs/Hedges
  • Lot size dimensions: 117 x 330

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Inland Flooding
Lightning
Tornado

FEMA Declared Disasters in Newaygo County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,983$35,796
Home Insurance *$322$3,864
Property Taxes $481$5,772
Electricity $381$4,581
Total$4,167$50,004
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$142,868/yr
40% on housing$125,010/yr
45% on housing$111,120/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.9%
-2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$169This listing

vs Other Active Listings

Avg $/sqft

ZIP 49337$138
Newaygo County$142

vs Homes Sold Last Month

Median $/sqft

ZIP 49337
Newaygo County$156

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-27Listed for sale$590,000
2025-11-26Pending sale$590,000
2025-03-19Listed for sale$590,000

For Sale by Agent

AgentNina Schillman
BrokerageBerkshire Hathaway HomeServices Michigan Real Estate (Rock)

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