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5223 Ralph Ave, Cincinnati, OH, 45238

3beds
3baths
1,863sqft
$250,000
$134price/sqft
$1,912/moest. monthly cost
$76,480/yrincome needed

About This Home

Welcome to 5223 Ralph Ave. This charming Cape Cod offers 3 bedrooms, 2.5 bathrooms, and a functional floor plan with timeless character throughout. The main level features a spacious living room with a wood-burning fireplace and abundant natural light, a formal dining room, an open-concept kitchen, plus a first-floor bedroom and full bath. Upstairs you'll find two generously sized bedrooms and a convenient half bath. Hardwood floors add warmth and charm throughout the home. The finished lower level provides additional living space perfect for a family room, home office, or workout area, along with a second full bathroom. Step outside to enjoy the incredible backyard, ideal for relaxing, entertaining, or play. Conveniently located near parks, shopping, dining, and major highways.

Getting Around

41
WalkingCar-Dependent
44
TransitSome Transit
30
BikeSomewhat Bikeable

Schools

6/10
3/10
Gilbert A. Dater High SchoolGrades 5,7-120.8 mi

Construction

Condition

  • Year built: 1948

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Electric Cooktop,Disposal,Microwave,Oven/Range,Refrigerator,Washer,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full

Bathroom1

  • Features: Full
  • Level: First

Bathroom2

  • Features: Partial
  • Level: Second

Bathroom3

  • Features: Full
  • Level: Lower

Bedroom2

  • Level: Second
  • Area: 140

Bedroom3

  • Level: Second
  • Area: 120

Bedroom4

  • Area: 0

Bedroom5

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Wood Floor,Formal
  • Level: First
  • Area: 120

Family Room

  • Features: Fireplace,Wood Floor
  • Area: 120

Features

  • Window features: Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,863
  • Total interior livable area: 1,863 sqft

Kitchen

  • Features: Walkout,Wood Cabinets
  • Area: 120

Living Room

  • Area: 0

Master Bathroom

  • Features: Tub w/Shower

Master Bedroom

  • Features: Wood Floor
  • Level: Second
  • Area: 208

Office

  • Area: 0

Property

Details

  • Parcel number: 5500041044800
  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 5,314 sqft
  • Lot size dimensions: 63 x 120

Parking

  • Total spaces: 1
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Tornado
Cold Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,264$15,168
Home Insurance *$135$1,620
Property Taxes $314$3,768
Electricity $199$2,397
Total$1,912$22,944
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,554/yr
40% on housing$57,360/yr
45% on housing$50,986/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$134This listing

vs Other Active Listings

Avg $/sqft

ZIP 45238$127
Hamilton County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 45238$149
Hamilton County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Listed for sale$250,000
2024-06-27Sold$230,000
2024-06-07Pending sale$239,900
2024-05-23Listed for sale$239,900
2023-12-20Listing removed--
2023-11-17Listed for sale$240,000
2022-03-11Sold$170,000
2022-03-05Pending sale$164,900
2022-03-02Listed for sale$164,900
2005-05-02Sold$100,000

For Sale by Agent

AgentTraci S Nestheide
BrokerageColdwell Banker Realty

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