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4027 Smith Rd, Cincinnati, OH, 45211

2beds
1baths
960sqft
$189,900
$198price/sqft
$1,503/moest. monthly cost
$60,120/yrincome needed

About This Home

Welcome home to this adorable 2-bedroom, 1-bath ranch Craftsman nestled in a desirable neighborhood. Full of character and curb appeal, this home features a beautiful enclosed solarium/ front porch the perfect spot to enjoy your morning coffee, unwind with a good book, or take in the changing seasons. Inside, you'll find comfortable living spaces filled with charm and natural light. The freshly painted basement offers a clean, bright space with endless possibilities and is ready to be finished to suit your needs. Whether you envision a family room, home office, workout area, or additional living space. Outside, the corner lot provides room to enjoy outdoor activities, gardening, or entertaining. A detached one-car garage offers convenient parking and extra storage. With its attractive Craftsman style, desirable location, and potential for future expansion, this delightful home is a wonderful opportunity you won't want to miss!

Getting Around

53
WalkingSomewhat Walkable
33
TransitSome Transit
32
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1948

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman/Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bathroom1

  • Features: Full
  • Level: First

Bedroom2

  • Level: First
  • Area: 143

Bedroom3

  • Area: 0

Bedroom4

  • Area: 0

Bedroom5

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First
  • Area: 121

Family Room

  • Area: 0

Features

  • Window features: Vinyl

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 960
  • Total interior livable area: 960 sqft

Kitchen

  • Area: 110

Living Room

  • Area: 187

Master Bathroom

  • Features: Other

Master Bedroom

  • Level: First
  • Area: 154

Office

  • Area: 0

Property

Details

  • Parcel number: 5510011015600
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 5,183 sqft
  • Lot size dimensions: 40 x 124

Parking

  • Parking features: On Street,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Heat Wave
Tornado

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance *$112$1,344
Property Taxes $238$2,856
Electricity $193$2,320
Total$1,503$18,036
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,531/yr
40% on housing$45,090/yr
45% on housing$40,080/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$198This listing

vs Other Active Listings

Avg $/sqft

ZIP 45211$138
Hamilton County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 45211$139
Hamilton County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Listed for sale$189,900
2026-06-15Listing removed$189,900
2026-06-08Listed for sale$189,900
2024-11-27Sold$163,000
2024-11-02Pending sale$168,900
2024-10-28Listed for sale$168,900
2020-04-17Sold$110,000
2020-03-13Pending sale$110,000
2020-03-10Listed for sale$110,000
2013-11-06Sold$45,900

For Sale by Agent

AgentChristopher B Gerke
BrokerageComey & Shepherd

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