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320 Harmony Dr, Harrison, OH, 45030

3beds
4baths
1,906sqft
$424,900
$223price/sqft
$3,035/moest. monthly cost
$121,400/yrincome needed

About This Home

If you've been searching for a home with golf course views and NO HOA, your search ends here! Don't miss this rare opportunity, custom-built, 2 story home overlooking Circling Hills golf course! Lovingly maintained by the same family for 31 years, this home features 3 bedrooms, 3.5 baths. The large kitchen opens to the dining and great room area, complete with a wood-burning marble fireplace. Finished LL includes built-in cabinets & Kitchenette, full bath, tankless water heater, with potential to add an egress window and 4th bedroom. Additional features include, first floor laundry, custom built closets, built-in irrigation sprinkler heads, large back patio with a pondless waterfall. Located on a quite street where homes rarely come available, just minutes from Miami Whitewater forest, shopping & Dining.

Getting Around

30
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

9/10
Crosby Elementary SchoolGrades K-53.7 mi
6/10
Harrison Middle SchoolGrades 6-81.0 mi

Construction

Condition

  • Year built: 1995

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Cooktop,Microwave,Oven/Range,Refrigerator,Washer,Electric Water Heater,Tankless Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Finished,WW Carpet

Bathroom1

  • Features: Full
  • Level: Second

Bathroom2

  • Features: Full
  • Level: Second

Bathroom3

  • Features: Partial
  • Level: Lower

Bathroom4

  • Features: Full
  • Level: Basement

Bedroom2

  • Level: Second
  • Area: 121

Bedroom3

  • Level: Second
  • Area: 121

Bedroom4

  • Area: 0

Bedroom5

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Features: Laminate Floor,Walkout
  • Level: First
  • Area: 270

Family Room

  • Features: Wall-to-Wall Carpet,Wet Bar
  • Area: 600

Features

  • Ceiling Fan(s),Recessed Lighting
  • Window features: Double Hung,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Brick,Marble,Wood Burning,Great Room
  • Fireplace: Yes
  • Attic: Storage

Great Room

  • Features: Wall-to-Wall Carpet,Window Treatment,Fireplace
  • Level: First
  • Area: 280

Heating & Cooling

  • Heating features: Dual Fuel,Heat Pump
  • Cooling features: Attic Fan,Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,906
  • Total interior livable area: 1,906 sqft

Kitchen

  • Features: Pantry,Planning Desk,Eat-in Kitchen,Vinyl Floor,Wood Cabinets
  • Area: 154

Living Room

  • Area: 0

Master Bathroom

  • Features: Shower,Tub

Master Bedroom

  • Features: Bath Adjoins,Walk-In Closet(s),Wall-to-Wall Carpet,Window Treatment
  • Level: Second
  • Area: 210

Office

  • Area: 0

Property

Details

  • Parcel number: 5610022002000
  • Zoning description: Residential
  • Other equipment: Air Cleaner,Sump Pump

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio
  • Has view: Yes
  • View description: Golf Course
  • Topography of land: Level

Lot

  • Lot size: 0.31 Acres
  • Features: Cul-De-Sac,Less than .5 Acre,Fountain

Parking

  • Total spaces: 2
  • Parking features: On Street,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,148$25,776
Home Insurance *$149$1,788
Property Taxes $534$6,408
Electricity $204$2,453
Total$3,035$36,420
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$104,057/yr
40% on housing$91,050/yr
45% on housing$80,933/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$223This listing

vs Other Active Listings

Avg $/sqft

ZIP 45030$194
Hamilton County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 45030$190
Hamilton County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-18Pending sale$418,500
2026-08-10Price change$418,500
2026-07-24Listed for sale$424,900

For Sale by Agent

AgentJulie M. Inderhees
BrokeragePlum Tree Realty

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