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708 E Ross Ave, Cincinnati, OH, 45217

3beds
2baths
2,074sqft
$214,900
$104price/sqft
$1,704/moest. monthly cost
$68,160/yrincome needed

About This Home

Great income potential in this 2 family in St Bernard! Newer furnace, air, & hot water heater! Two car attached garage! First floor is a two bedroom unit w/an equipped eat in kitchen! Second floor unit is a one bedroom unit w/work needed in the kitchen! Would make a great one family! It was used as a one family! Fenced rear yard! Walkout basement! Immediate occupancy! First floor unit occupied until recently.

Getting Around

51
WalkingSomewhat Walkable
42
TransitSome Transit
30
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1929

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family,Duplex

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Window features: Vinyl,Double Hung,Insulated Windows
  • Fireplace features: None

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,074
  • Total interior livable area: 2,074 sqft

Property

Details

  • Parcel number: 5820003006900
  • Zoning description: Multi Family

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch
  • Fencing: Metal Fence
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 4,530 sqft
  • Features: Wooded,Busline Near

Parking

  • Total spaces: 4
  • Parking features: Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,086$13,032
Home Insurance *$126$1,512
Property Taxes $270$3,240
Electricity $222$2,669
Total$1,704$20,448
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,422/yr
40% on housing$51,120/yr
45% on housing$45,440/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$104This listing

vs Other Active Listings

Avg $/sqft

ZIP 45217$128
Hamilton County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 45217$169
Hamilton County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Price change$214,900
2026-06-19Listed for sale$224,900

For Sale by Agent

AgentKurt J Lamping
BrokerageSibcy Cline, Inc.

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