549 Church St, Cincinnati, OH, 45217
About This Home
Excellent value-add duplex opportunity featuring two spacious units and strong upside potential. The first unit offers a large one-bedroom (with one room currently used as a second bedroom). The second unit features two bedrooms with a loft. Both units are large and offer flexible floor plans, making this a great option for investors or an owner-occupant looking to build equity. The property includes an oversized tandem garage and a large unfinished basement. The building does need updating and improvements, giving the next owner the opportunity to add value. Loft area not pictured. Both tenants are currently month-to-month.
Getting Around
Car-Dependent
Some Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1925
Materials
- Foundation: Block
- Roof: Shingle
- Construction materials: Block
Type & Style
- Home type: MultiFamily
- Property subType: Multi Family,Duplex
Interior
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Window features: Vinyl,Wood Frames
- Fireplace features: None
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Window Unit(s),None
Interior Area
- Total structure area: 2,002
- Total interior livable area: 2,002 sqft
Property
Details
- Parcel number: 5820014020800
Features
- Stories: 3
- Patio & porch: Porch,Enclosed Porch
Lot
- Lot size: 4,791 sqft
Parking
- Parking features: Driveway
- Has garage: Yes
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Cold Wave
- Heat Wave
- Inland Flooding
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Ohio Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $986 | $11,832 |
| Home Insurance * | $114 | $1,368 |
| Property Taxes | $245 | $2,940 |
| Electricity | $214 | $2,576 |
| Total | $1,559 | $18,708 |
Income You'd Need if You Spent...
Ohio FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-05 | Price change | $175,000 |
| 2026-07-14 | Price change | $195,000 |
| 2026-06-18 | Listed for sale | $210,000 |
| 2019-08-01 | Sold | $55,000 |
| 2019-07-27 | Pending sale | $64,900 |
| 2019-06-20 | Price change | $64,900 |
| 2019-05-08 | Listed for sale | $69,900 |
| 2019-04-18 | Pending sale | $69,900 |
| 2019-03-29 | Price change | $69,900 |
| 2019-02-06 | Listed for sale | $79,900 |
| 2018-11-01 | Sold | $55,000 |
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