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9197 Long Ln, Cincinnati, OH, 45231

4beds
3baths
2,426sqft
$450,000
$185price/sqft
$3,356/moest. monthly cost
$134,240/yrincome needed

About This Home

Completely renovated from top to bottom! Over 3000 sqft of living space. You'll love this beautiful 4 bedroom 3 full bath ranch with all the well thought out details you have been looking for. Beautiful kitchen open to sitting area and living room. Great for entertaining. Large dining room that walks out to covered porch. Finished lower level with full bath and recreational space. Convenient to everything.

Getting Around

39
WalkingCar-Dependent
28
TransitSome Transit
33
BikeSomewhat Bikeable

Schools

--
5/10
3/10
Winton Woods High SchoolGrades 9-124.1 mi

Construction

Condition

  • Year built: 1958

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater (Other)

Basement

  • Has basement: Yes
  • Basement: Full,Finished

Bathroom1

  • Features: Full
  • Level: First

Bathroom2

  • Features: Full
  • Level: First

Bathroom3

  • Features: Full
  • Level: Lower

Bedroom2

  • Level: First
  • Area: 117

Bedroom3

  • Level: First
  • Area: 144

Bedroom4

  • Level: Lower
  • Area: 132

Bedroom5

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Chandelier,Walkout
  • Level: First
  • Area: 253

Family Room

  • Area: 0

Features

  • Window features: Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,426
  • Total interior livable area: 2,426 sqft

Kitchen

  • Features: Quartz Counters,Counter Bar,Gourmet
  • Area: 208

Living Room

  • Features: Fireplace
  • Area: 216

Master Bathroom

  • Features: Shower

Master Bedroom

  • Features: Bath Adjoins
  • Level: First
  • Area: 156

Office

  • Features: French Doors
  • Level: First
  • Area: 132

Property

Details

  • Parcel number: 5900180039700

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.34 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$255$3,060
Property Taxes $566$6,792
Electricity $260$3,122
Total$3,356$40,272
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$115,062/yr
40% on housing$100,680/yr
45% on housing$89,493/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$185This listing

vs Other Active Listings

Avg $/sqft

ZIP 45231$132
Hamilton County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 45231$145
Hamilton County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$459,000
2026-04-22Price change$469,000
2026-04-02Listed for sale$479,000
2026-03-24Sold$215,000
2025-12-29Sold$215,000
2025-12-12Pending sale$250,000
2025-11-17Listed for sale$250,000
2025-10-27Pending sale$250,000
2025-10-03Price change$250,000
2025-09-03Price change$295,000
2025-06-23Listed for sale$325,000
2008-08-21Sold$147,000

For Sale by Agent

AgentMonika Deroussel
BrokerageeXp Realty

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