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2192 Pinney Ln, Cincinnati, OH, 45231

2beds
1baths
1,174sqft
$155,000
$132price/sqft
$1,258/moest. monthly cost
$50,320/yrincome needed

About This Home

Here it is! The perfect starter or step-down home. Featuring beautiful hardwood floors, full finished basement, butcher block counters, subway tile backsplash, and large private back yard. All this on a quiet cul-de-sac with a community lake. Can't beat those mornings on the covered deck, coffee in hand, taking in the lake views! New HVAC & WH. New roof in 2020. All appliances, including washer & dryer, stay. Property sold "AS IS". Cash or 203k loan only. Septic system will need to be replaced.

Getting Around

15
WalkingCar-Dependent
34
TransitSome Transit
24
BikeSomewhat Bikeable

Schools

4/10
North Elementary SchoolGrades 1-60.2 mi
2/10
3/10
Mt Healthy High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 1951

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Disposal,Microwave,Oven/Range,Refrigerator,Washer,Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Finished,WW Carpet,Glass Blk Wind

Bathroom1

  • Features: Full
  • Level: First

Bedroom2

  • Level: First
  • Area: 120

Bedroom3

  • Area: 0

Bedroom4

  • Area: 0

Bedroom5

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Area: 0

Family Room

  • Features: Wall-to-Wall Carpet
  • Area: 450

Features

  • Ceiling Fan(s)
  • Door features: Multi Panel Doors
  • Window features: Double Hung,Vinyl,Insulated Windows

Heating & Cooling

  • Heating features: Electric,Forced Air,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,174
  • Total interior livable area: 1,174 sqft

Kitchen

  • Features: Pantry,Eat-in Kitchen,Tile Floor,Walkout,Window Treatment,Wood Cabinets
  • Area: 121

Living Room

  • Features: Walkout,Window Treatment,Wood Floor
  • Area: 204

Master Bathroom

  • Features: Tile Floor,Tub w/Shower

Master Bedroom

  • Features: Wall-to-Wall Carpet,Window Treatment
  • Level: First
  • Area: 120

Office

  • Area: 0

Property

Details

  • Parcel number: 5900390009700
  • Zoning description: Residential
  • Other equipment: Sump Pump w/Backup

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered Deck/Patio
  • Fencing: Wood
  • Has view: Yes
  • View description: Lake/Pond
  • Has water view: Yes
  • Water view: Lake/Pond
  • On waterfront: Yes
  • Waterfront features: Lake/Pond
  • Topography of land: Level,Sloping

Lot

  • Lot size: 0.58 Acres
  • Features: Cul-De-Sac,.5 to .9 Acres
  • Lot size dimensions: 90 x 267

Parking

  • Total spaces: 1
  • Parking features: Off Street,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Hail
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $783$9,396
Home Insurance *$87$1,044
Property Taxes $195$2,340
Electricity $193$2,320
Total$1,258$15,096
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$43,131/yr
40% on housing$37,740/yr
45% on housing$33,546/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$132This listing

vs Other Active Listings

Avg $/sqft

ZIP 45231$134
Hamilton County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 45231$145
Hamilton County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-27Price change$155,000
2026-03-12Pending sale$195,000
2026-03-09Listed for sale$195,000
2020-06-26Sold$130,000
2020-03-20Pending sale$129,900
2020-03-06Listed for sale$129,900
2019-09-27Sold$45,000
2019-09-13Pending sale$54,900
2019-09-10Listed for sale$54,900

For Sale by Agent

AgentJeff W. Bray
BrokerageKeller Williams Distinctive RE

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