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4089 Buttermilk Rd, Lexington, KY, 40509

4beds
3baths
2,500sqft
$649,900
$260price/sqft
$4,172/moest. monthly cost
$166,880/yrincome needed

About This Home

Under Construction!!!Welcome to your new home in a serene park-like setting! This brand-new construction is ideally situated backing onto the popular Rails to Trails walking and biking path. The Marlee plan offers spacious living with 4 bedrooms and 2.5 baths, featuring a luxurious first-floor primary bedroom and bath suite. Inside, the kitchen boasts Frigidaire Gallery appliances, elegant granite countertops, and your choice of bronze or brushed nickel lighting. Enjoy the comfort of hardwood floors in the common areas, complemented by ceramic tile in the baths and laundry room, with plush carpeting in the halls and bedrooms. Step outside to relax on the covered back patio, perfect for enjoying the tranquil surroundings. For a comprehensive list of features, call today. This prime location is close to Hamburg Pavilion, with easy access to I-75 and I-64, offering convenience alongside peaceful living. Completion approximately 6-30-26

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

7/10
7/10

Construction

Condition

  • Property condition: New Construction
  • Year built: 2025

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Brick Veneer,Vinyl Siding

Other

  • Builder model: The Marlee

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Range
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Basement: Crawl Space

Bathroom1

  • Level: First

Bathroom2

  • Level: Second

Bathroom3

  • Level: First

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Bonus Room

  • Level: First

Features

  • Breakfast Bar,Entrance Foyer,Eat-in Kitchen,Walk-In Closet(s),Ceiling Fan(s)
  • Window features: Insulated Windows,Blinds,Screens
  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Factory Built,Gas Log,Great Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,500

Great Room

  • Level: First

Great Room

  • Level: First

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air,Ceiling Fan(s),Electric,Heat Pump

Interior Area

  • Total structure area: 2,500
  • Total interior livable area: 2,500 sqft

Kitchen

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 38293710

Features

  • Levels: One and One Half,Two
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 6,534 sqft
  • Features: Wooded

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Garage Faces Front,Garage Faces Rear
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$235$2,820
Property Taxes $454$5,448
Electricity $197$2,369
Total$4,172$50,064
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$143,040/yr
40% on housing$125,160/yr
45% on housing$111,253/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$260This listing

vs Other Active Listings

Avg $/sqft

ZIP 40509$193
Fayette County$245

vs Homes Sold Last Month

Median $/sqft

ZIP 40509$195
Fayette County$186

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-28Price change$649,900
2025-01-01Listed for sale$614,900
2024-10-13Listing removed$614,900
2024-03-05Listed for sale$614,900

For Sale by Agent

AgentShelia McCoy
BrokerageRE/MAX Creative Realty

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