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168 Pine Grove Road, Middletown, NY, 10940

3beds
3baths
2,284sqft
$685,000
$300price/sqft
$5,238/moest. monthly cost
$209,520/yrincome needed

About This Home

Update - priced to sell! Imagine waking up surrounded by three private acres while still being just minutes from shopping and major commuter routes. This newly built colonial offers the peace of country living without sacrificing convenience. The open-concept kitchen, oversized island, fireplace, spacious primary suite and unfinished basement provide room to grow while giving buyers the opportunity to personalize the space. Move right into this home upgraded with premium finishings in the desirable Minisink Valley School District. Set along a quiet road surrounded by sweeping views of green rolling hills, the home offers a rare sense of space, privacy, and peace. Enjoy miles of scenic vistas from the deck, the sprawling lawn, and a serene atmosphere, all just minutes from Middletown's shopping, restaurants, parks, schools, and major commuter routes. This home features 3 bedrooms, 2.5 baths, generous open floor plan, living room fireplace, central air, an attached 2-car garage, and a full unfinished basement ready for future expansion. Inside, thoughtful upgrades selected by the sellers elevate the home well beyond typical new-build standards. These upgrades were paid for separately from the initial home purchase price and include red oak hardwood flooring throughout, upgraded staircase, custom glass kitchen cabinetry, enhanced kitchen island, designer chandelier, Calacatta Montage finishes, upgraded front door and windows, additional recessed and accent lighting, and beautifully enhanced primary and guest bathrooms, and more. The spacious kitchen is designed for both everyday living and entertaining, offering granite countertops, a tile backsplash, and generous island seating. The primary suite provides a private retreat with a walk-in closet and a luxurious bath featuring dual vanities, a soaking tub, and a glass-enclosed tiled shower. Combining the freshness of new construction with premium custom finishes and an exceptional setting, this home offers the perfect blend of comfort, elegance, and countryside charm.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

6/10
5/10
6/10

Construction

Condition

  • Property condition: Actual
  • Year built: 2024

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Advanced Framing Technique,Batts Insulation,Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Gas Cooktop,Oven,Refrigerator,Stainless Steel Appliance(s)
  • Laundry features: Washer/Dryer Hookup,Electric Dryer Hookup,Inside

Basement

  • Level: Basement

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bathroom1

  • Level: First

Bathroom3

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • Chandelier,Double Vanity,High Ceilings,Kitchen Island,Marble Counters,Open Floorplan,Open Kitchen,Pantry,Primary Bathroom,Soaking Tub,Walk-In Closet(s)
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Attic: Unfinished

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,284
  • Total interior livable area: 2,284 sqft

Kitchen

  • Level: First

Laundry

  • Level: Second

Living Room

  • Level: First

Master Bathroom

  • Level: Second

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: 3344890010000004002.0000000
  • Special condition: None

Features

  • Patio & porch: Deck
  • Exterior features: Balcony,Mailbox
  • Has view: Yes
  • View description: Open,Panoramic,Trees/Woods

Lot

  • Lot size: 3 Acres
  • Features: Back Yard,Cleared,Front Yard,Landscaped,Level,Private,Views

Parking

  • Total spaces: 2
  • Parking features: Private
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Orange County and New York

Fire
Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,463$41,556
Home Insurance *$245$2,940
Property Taxes $1,153$13,836
Electricity $377$4,529
Total$5,238$62,856
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$179,588/yr
40% on housing$157,140/yr
45% on housing$139,680/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -1.9%
-1.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.6%
-2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$300This listing

vs Other Active Listings

Avg $/sqft

ZIP 10940$205
Orange County$274

vs Homes Sold Last Month

Median $/sqft

ZIP 10940$233
Orange County$263

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Price change$675,000
2026-07-28Price change$685,000
2026-07-01Price change$699,000
2026-06-20Price change$723,999
2026-06-01Listed for sale$729,000
2025-05-29Listing removed$4,250
2025-04-29Price change$4,250
2025-03-22Listed for rent$4,500
2025-03-22Listing removed$4,500
2025-03-01Price change$4,500
2025-02-15Price change$4,750
2025-01-24Listed for rent$4,975
2025-01-03Sold$574,900
2024-03-12Pending sale$599,900
2024-03-04Price change$599,900
2024-01-03Price change$574,900
2023-12-07Price change$564,900
2023-11-13Price change$559,900
2023-10-25Price change$554,900
2023-10-16Listed for sale$549,900

For Sale by Agent

AgentLeeshai S. Lemish
BrokeragePanorama Realty

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