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1287 W Galbraith Rd, Cincinnati, OH, 45231

4beds
2baths
2,059sqft
$295,000
$143price/sqft
$2,249/moest. monthly cost
$89,960/yrincome needed

About This Home

Beautifully Updated 4-Bedroom Home with Walkout Basement and Fenced Yard. Welcome home to this beautifully updated 1.5-story home offering 4 bedrooms, 2 full bathrooms, and a full partially finished walkout basement with plenty of additional living and storage space. The main level features a spacious living room, dining room, updated kitchen with appliances, two bedrooms, and a full bathroom. Upstairs, you'll find two additional bedrooms and a second full bathroom, providing flexibility for family, guests, or a home office. This home has been extensively updated in 2024, including a new roof, energy-efficient double-pane windows, wood flooring, HVAC system, completely renovated kitchen with appliances, both updated bathrooms, and fresh paint throughout, making it truly move-in ready. Outside, enjoy the fenced backyard with a storage shed, perfect for outdoor entertaining, pets, or gardening. A new front yard fence installed in 2026 adds to the home's curb appeal, and the one-car carport provides convenient covered parking. With modern updates, generous living space, and a desirable walkout basement, this home is ready for its next owner. Schedule your showing today and see everything this wonderful property has to offer!

Getting Around

34
WalkingCar-Dependent
38
TransitSome Transit
35
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1923

Materials

  • Construction materials: Aluminum Siding,Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bedroom

  • Level: Main
  • Dimensions: 10 x 10

Bedroom

  • Level: Second
  • Dimensions: 13 x 9

Bedroom

  • Level: Main
  • Dimensions: 11 x 10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Dimensions: 12 x 10

Family Room

  • Level: Basement
  • Dimensions: 24 x 16

Features

  • Window features: Double Pane Windows,Vinyl

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,059
  • Total interior livable area: 2,059 sqft

Kitchen

  • Level: Main
  • Dimensions: 13 x 10

Living Room

  • Level: Main
  • Dimensions: 16 x 13

Master Bedroom

  • Level: Second
  • Dimensions: 12 x 13

Office

  • Level: Second
  • Dimensions: 10 x 9

Property

Details

  • Parcel number: 5950011005100
  • Zoning: Residential
  • Zoning description: Residential

Features

  • Levels: One and One Half

Lot

  • Lot size: 7,143 sqft
  • Lot size dimensions: 50 x 180

Parking

  • Parking features: Carport
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Tornado
Cold Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,491$17,892
Home Insurance *$167$2,004
Property Taxes $371$4,452
Electricity $220$2,649
Total$2,249$26,988
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$77,108/yr
40% on housing$67,470/yr
45% on housing$59,973/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$143This listing

vs Other Active Listings

Avg $/sqft

ZIP 45231$133
Hamilton County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 45231$145
Hamilton County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-07Pending sale$295,000
2026-07-28Listed for sale$295,000
2024-07-26Sold$280,000
2024-06-10Pending sale$294,900
2024-05-10Listed for sale$294,900
2024-04-26Pending sale$294,900
2024-04-10Listed for sale$294,900
2024-04-02Listing removed--
2024-03-22Listed for sale$294,900
2024-01-22Sold$105,000
2024-01-08Pending sale$105,000
2024-01-07Price change$100,000
2023-12-26Pending sale$96,000
2023-12-17Listed for sale$100,000
2014-05-30Listing removed$925
2014-04-25Listed for rent$925
2009-10-08Listing removed$39,900
2009-08-10Sold$65,000
2009-05-15Sold$13,000
2009-02-03Listed for sale$39,900
2008-12-30Sold$46,000
2001-09-11Sold$80,000

For Sale by Agent

AgentDebbie Williams
BrokerageRE/MAX Alliance Realty

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