




94-6410 Holowai Rd, Naalehu, HI, 96772
About This Home
Off-Grid 1B/1B Cottage w/ Lanai, Solar & Catchment System Cozy 1 bedroom, 1 bathroom home with approx. 320 sq ft of interior living space and a 96 sq ft covered lanai—ideal for relaxing in the natural surroundings. Home is equipped with a 4,700-gallon water catchment system and a solar power setup featuring 2000W solar panels, 3000W inverter, and lithium-ion battery for efficient off-grid living. Enjoy a permaculture setting with maturing fruit trees such as avocado, mango, papaya, and more, offering both beauty and abundance. Simple and self-sufficient, this property offers a great opportunity to enjoy sustainable island life in a peaceful, private setting.
Getting Around
Schools
Construction
Condition
- Year built: 2025
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Interior Area
- Total structure area: 320
- Total interior livable area: 320 sqft
Property
Details
- Parcel number: 3940090560000
- Zoning: A-1A
- Special condition: Fee Simple,Standard
Lot
- Lot size: 0.28 Acres
Parking
- Parking features: Other
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
- Volcanic Activity
- Lightning
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters Across Hawaii Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,001 | $12,012 |
| Home Insurance * | $74 | $888 |
| Property Taxes | $57 | $684 |
| Electricity | $374 | $4,497 |
| Total | $1,506 | $18,072 |
Income You'd Need if You Spent...
Hawaii FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-09 | Listed for sale | $198,000 |
| 2026-03-06 | Listing removed | $164,900 |
| 2026-01-05 | Price change | $164,900 |
| 2025-12-11 | Listed for sale | $189,000 |
| 2025-11-27 | Listing removed | $189,000 |
| 2025-10-17 | Price change | $189,000 |
| 2025-06-22 | Price change | $199,000 |
| 2025-05-27 | Listed for sale | $229,000 |
