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4312 Kugler Mill Rd, Cincinnati, OH, 45236

2beds
2baths
1,126sqft
$214,900
$191price/sqft
$1,636/moest. monthly cost
$65,440/yrincome needed

About This Home

Charming bungalow offering classic character and endless possibilities. This 3-bedroom, 1-bath home features a functional floor plan, spacious living areas, and abundant natural light. The kitchen provides ample cabinet space and room for your personal updates. Outside, enjoy a generous yard, detached garage, and additional carport for convenient parking. Situated on a sizable lot in Sycamore Township with easy access to shopping, dining, parks, schools, and major highways. Bring your ideas and make this home your own while adding value through thoughtful improvements. An excellent opportunity to create a comfortable living space in a desirable location.

Getting Around

56
WalkingSomewhat Walkable
41
TransitSome Transit
43
BikeSomewhat Bikeable

Schools

5/10
Amity Elementary SchoolGrades PK-60.3 mi
6/10

Construction

Condition

  • Year built: 1940

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Oven/Range,Refrigerator,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Concrete

Bathroom1

  • Features: Full
  • Level: First

Bathroom2

  • Features: Partial
  • Level: First

Bedroom2

  • Level: First
  • Area: 96

Bedroom3

  • Area: 0

Bedroom4

  • Area: 0

Bedroom5

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Features: Window Treatment,WW Carpet
  • Level: First
  • Area: 100

Family Room

  • Area: 0

Features

  • Natural Woodwork,Ceiling Fan(s)
  • Window features: Storm Window(s),Double Hung,Double Pane Windows,Wood Frames
  • Attic: Storage

Great Room

  • Features: Wall-to-Wall Carpet,Window Treatment
  • Level: First
  • Area: 169

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,126
  • Total interior livable area: 1,126 sqft

Kitchen

  • Features: Pantry,Vinyl Floor,Window Treatment,Marble/Granite/Slate
  • Area: 63

Living Room

  • Features: Wall-to-Wall Carpet,Window Treatment
  • Area: 169

Master Bathroom

  • Features: Tile Floor,Tub,Window Treatment

Master Bedroom

  • Features: Window Treatment,Wood Floor
  • Level: First
  • Area: 132

Office

  • Area: 0

Property

Details

  • Parcel number: 6000203010200
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch
  • Topography of land: Level
  • Residential vegetation: Partially Wooded

Lot

  • Lot size: 7,535 sqft
  • Features: Less than .5 Acre
  • Lot size dimensions: 50 x 146

Parking

  • Total spaces: 1
  • Parking features: Concrete,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Tornado
Cold Wave
Lightning
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,086$13,032
Home Insurance *$87$1,044
Property Taxes $270$3,240
Electricity $193$2,320
Total$1,636$19,632
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$56,091/yr
40% on housing$49,080/yr
45% on housing$43,626/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$191This listing

vs Other Active Listings

Avg $/sqft

ZIP 45236$183
Hamilton County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 45236$210
Hamilton County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Price change$204,900
2026-07-07Listed for sale$214,900
2025-06-11Listing removed$1,525
2025-06-09Listed for rent$1,525
2024-04-24Listing removed--
2024-04-11Price change$1,460
2024-03-07Listed for rent$1,800
2022-03-10Sold$135,100
2022-02-24Pending sale$139,900
2022-02-23Price change$139,900
2022-02-19Listed for sale$159,900
2022-02-12Pending sale$159,900
2022-02-09Price change$159,900
2022-02-02Listed for sale$170,000
2015-02-05Listing removed$90,000
2014-11-18Price change$90,000
2014-10-10Price change$98,000
2014-09-18Price change$112,000
2014-08-13Listed for sale$120,000
1996-10-18Sold$71,500

For Sale by Agent

AgentMatthew Kalogeras
BrokerageTrelora Realty, Inc

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