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3830 Gardner Ave, Cincinnati, OH, 45236

2beds
1baths
754sqft
$215,000
$285price/sqft
$1,637/moest. monthly cost
$65,480/yrincome needed

About This Home

House is in Deer Park schools. Roof 3 yrs old. Bst waterproofed, walkout rebuilt. Bath remodeled. Needs your touch. Fenced in yard. Great location, near bus line, shopping and highways. Very desirable area. Ready for a new family to move right in.

Getting Around

45
WalkingCar-Dependent
38
TransitSome Transit
41
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1941

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Disposal,Gas Cooktop,Microwave,Oven/Range,Refrigerator,Washer,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Concrete,Unfinished,Walk-Out Access,Glass Blk Wind

Bathroom1

  • Features: Full
  • Level: First

Bedroom2

  • Level: First
  • Area: 110

Bedroom3

  • Area: 0

Bedroom4

  • Area: 0

Bedroom5

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Area: 0

Family Room

  • Area: 0

Features

  • Ceiling Fan(s)
  • Door features: Multi Panel Doors
  • Window features: Double Hung,Vinyl

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 754
  • Total interior livable area: 754 sqft

Kitchen

  • Features: Pantry,Eat-in Kitchen,Tile Floor,Walkout
  • Area: 168

Living Room

  • Features: Bookcases,Walkout,Wood Floor
  • Area: 165

Master Bathroom

  • Features: Tile Floor,Tub w/Shower,Wood Floor

Master Bedroom

  • Features: Wood Floor
  • Level: First
  • Area: 132

Office

  • Area: 0

Property

Details

  • Parcel number: 6020009010700
  • Zoning description: Residential
  • Other equipment: Sump Pump w/Backup

Features

  • Levels: One
  • Stories: 1
  • Fencing: Privacy,Wood
  • Has view: Yes
  • View description: Other

Lot

  • Lot size: 5,265 sqft
  • Features: Less than .5 Acre
  • Lot size dimensions: 45 x 117

Parking

  • Total spaces: 1
  • Parking features: Off Street,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Tornado
Cold Wave
Lightning
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,087$13,044
Home Insurance *$87$1,044
Property Taxes $270$3,240
Electricity $193$2,320
Total$1,637$19,644
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$56,125/yr
40% on housing$49,110/yr
45% on housing$43,653/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$285This listing

vs Other Active Listings

Avg $/sqft

ZIP 45236$183
Hamilton County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 45236$210
Hamilton County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Pending sale$199,000
2026-08-13Price change$199,000
2026-07-30Listed for sale$215,000
2019-05-28Sold$45,000
2012-05-01Sold$16,000
2012-04-05Listed for sale$15,000
2010-12-09Sold$50,000

For Sale by Agent

AgentChristopher Madden
BrokerageHuff Realty

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