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10019 Zig Zag Rd, Montgomery, OH, 45242

3beds
2baths
1,415sqft
$375,000
$265price/sqft
$2,666/moest. monthly cost
$106,640/yrincome needed

About This Home

Traditional brick Cape Cod in Montgomery- Sycamore Schools. Covered front porch and a fully fenced yard, just under half an acre. Updated throughout with refinished hardwood floors and fresh paint. New roof. Remodeled kitchen featuring granite countertops, stainless steel appliances, new island, and walkout access to the front porch. First floor primary suite with walk in closet and updated en suite bathroom complete with marble floors, double vanity, and a spacious walk-in shower. Finished lower level with walkout to the backyard, wet bar, and two finished living spaces perfect for a rec room, home office, or playroom. Additional storage in the basement and garage offers plenty of space. Move right in and enjoy a prime location close to everything Montgomery has to offer.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

9/10
7/10
9/10
Sycamore High SchoolGrades 8-121.9 mi

Construction

Condition

  • Year built: 1948

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Oven/Range,Refrigerator,Washer,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Vinyl Floor,Walk-Out Access,WW Carpet

Bathroom1

  • Features: Full
  • Level: First

Bathroom2

  • Features: Full
  • Level: First

Bedroom2

  • Level: Second
  • Area: 165

Bedroom3

  • Level: Second
  • Area: 121

Bedroom4

  • Area: 0

Bedroom5

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Chandelier,Open,Walkout
  • Level: First
  • Area: 66

Family Room

  • Area: 0

Features

  • Window features: Vinyl

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,415
  • Total interior livable area: 1,415 sqft

Kitchen

  • Features: Tile Floor,Walkout,Kitchen Island,Wood Cabinets,Marble/Granite/Slate
  • Area: 104

Living Room

  • Features: Bookcases,Wood Floor
  • Area: 247

Master Bathroom

  • Features: Shower,Tile Floor,Double Vanity,Marb/Gran/Slate

Master Bedroom

  • Features: Bath Adjoins,Walk-In Closet(s),Wood Floor
  • Level: First
  • Area: 198

Office

  • Area: 0

Property

Details

  • Parcel number: 6030013011100
  • Zoning description: Residential

Features

  • Stories: 1
  • Patio & porch: Covered Deck/Patio
  • Fencing: Metal,Wood,Other

Lot

  • Lot size: 0.46 Acres
  • Features: Less than .5 Acre

Parking

  • Total spaces: 1
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,896$22,752
Home Insurance *$106$1,272
Property Taxes $471$5,652
Electricity $193$2,320
Total$2,666$31,992
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,405/yr
40% on housing$79,980/yr
45% on housing$71,093/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$265This listing

vs Other Active Listings

Avg $/sqft

ZIP 45242$354
Hamilton County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 45242$248
Hamilton County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$400,000
2026-04-21Price change$425,000
2026-04-09Listed for sale$450,000
2026-02-02Listing removed$475,000
2025-11-13Price change$475,000
2025-10-15Listed for sale$500,000
2021-12-15Sold$328,000
2021-10-22Pending sale$325,000
2021-10-19Price change$325,000
2021-10-01Price change$335,000
2021-09-02Listed for sale$349,900
2021-08-19Listing removed--
2021-08-04Price change$359,900
2021-07-24Listed for sale$375,000
2016-09-14Sold$125,000
2016-08-17Pending sale$139,000
2016-08-15Listed for sale$139,000

For Sale by Agent

AgentHannah K. Wang
BrokerageSibcy Cline, Inc.

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