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9206 E Kemper Rd, Loveland, OH, 45140

4beds
2baths
1,863sqft
$499,900
$268price/sqft
$3,532/moest. monthly cost
$141,280/yrincome needed

About This Home

Amazing property conveniently located on approx 1.2 acres in Loveland! 4BR house with spectacular addition of an oversized 4 car detached garage/workshop/multi-use building with 2 "bay type" garage doors/office space/loft set in a country setting with numerous possibilities and opportunities!! Garage outbuilding is perfect for a small business owner or hobbyist! Updates and features include: detached garage (2023) with approx. 1,240 sq. ft, updated kitchen, new dishwasher, 1st floor laundry, walkout to back deck, additional large storage shed, landscaping wall, ample parking space for personal/business opportunities and a 1 yr transferrable HSA Home warranty!! Minutes to shopping, highway access, and Loveland bike trail.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

7/10
7/10
Loveland Middle SchoolGrades 7-81.3 mi
9/10
Loveland High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 1897

Materials

  • Foundation: Stone
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Disposal,Oven/Range,Refrigerator,Washer,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Partial,Glass Blk Wind

Bathroom1

  • Features: Full
  • Level: First

Bathroom2

  • Features: Full
  • Level: Second

Bedroom2

  • Level: Second
  • Area: 224

Bedroom3

  • Level: Second
  • Area: 208

Bedroom4

  • Level: Second
  • Area: 70

Bedroom5

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Wood Floor
  • Level: First
  • Area: 210

Family Room

  • Area: 208

Features

  • Crown Molding,Natural Woodwork,Ceiling Fan(s)
  • Window features: Storm Window(s),Vinyl,Wood Frames
  • Attic: Storage

Heating & Cooling

  • Heating features: Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,863
  • Total interior livable area: 1,863 sqft

Kitchen

  • Features: Pantry,Eat-in Kitchen,Walkout,Wood Cabinets
  • Area: 209

Living Room

  • Area: 192

Master Bathroom

  • Features: Tub w/Shower

Master Bedroom

  • Features: Bath Adjoins
  • Level: First
  • Area: 198

Office

  • Area: 0

Property

Details

  • Parcel number: 6200170052100
  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Porch
  • Has view: Yes
  • View description: Trees/Woods
  • Topography of land: Level,Stream/Creek

Lot

  • Lot size: 1.23 Acres
  • Features: Wooded,1 to 4.9 Acres
  • Lot size dimensions: 221 x 286

Parking

  • Total spaces: 4
  • Parking features: Off Street,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Tornado
Cold Wave
Hail
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,527$30,324
Home Insurance *$177$2,124
Property Taxes $629$7,548
Electricity $199$2,397
Total$3,532$42,384
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$121,097/yr
40% on housing$105,960/yr
45% on housing$94,186/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$268This listing

vs Other Active Listings

Avg $/sqft

ZIP 45140$276
Hamilton County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 45140$203
Hamilton County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-12Price change$529,900
2026-04-28Price change$549,900
2026-04-10Listed for sale$559,900
2006-07-05Sold$171,000

For Sale by Agent

AgentTimothy E. Hamblin
BrokerageLohmiller Real Estate

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