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2042 Stratford Ct, Loveland, OH, 45140

3beds
3baths
2,032sqft
$275,000
$135price/sqft
$2,050/moest. monthly cost
$82,000/yrincome needed

About This Home

Welcome to this 3 bedroom, 2.5 bathroom 2-story condo in Hidden Creek! Featuring 1,472 square feet of living space, Primary bedroom with adjoining bathroom, Kitchen with stainless steel appliances and full finished basement. Both the kitchen and basement walkout to rear decks where you can enjoy your private wooded views. All of this in Loveland City Schools just minutes to I-71, Fields Ertel, Harper's Point, & Historic Downtown Loveland shopping, dining, and recreation. HOA includes water, sewer, snow removal, trash, tennis courts, pool + more.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

7/10
7/10
Loveland Middle SchoolGrades 7-81.4 mi
9/10
Loveland High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1983

Materials

  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Microwave,Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Walk-Out Access

Bedroom

  • Level: Second
  • Dimensions: 12 x 11

Bedroom

  • Level: Second
  • Dimensions: 10 x 15

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Dimensions: 13 x 9

Entry Foyer

  • Level: Main
  • Dimensions: 5 x 4

Features

  • Kitchen Island,Pantry
  • Window features: Double Hung,Double Pane Windows,Vinyl

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,032
  • Total interior livable area: 2,032 sqft

Kitchen

  • Level: Main
  • Dimensions: 12 x 17

Living Room

  • Level: Main
  • Dimensions: 22 x 17

Master Bedroom

  • Level: Second
  • Dimensions: 13 x 20

Office

  • Level: Lower
  • Dimensions: 13 x 8

Recreation

  • Level: Lower
  • Dimensions: 22 x 31

Property

Details

  • Parcel number: 6210015006500
  • Zoning: Residential
  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck
  • Exterior features: Deck

Lot

  • Lot size: 0.89 Acres
  • Lot size dimensions: condo

Parking

  • Total spaces: 1
  • Parking features: Carport,Detached,Garage,One Car Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Heat Wave
Tornado

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$97$1,164
Property Taxes $346$4,152
Electricity $217$2,615
Total$2,050$24,600
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,285/yr
40% on housing$61,500/yr
45% on housing$54,666/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$135This listing

vs Other Active Listings

Avg $/sqft

ZIP 45140$278
Hamilton County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 45140$203
Hamilton County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Price change$275,000
2026-02-06Listed for sale$279,900
2022-04-01Sold$205,000
2022-02-19Pending sale$189,900
2022-02-17Listed for sale$189,900
2013-09-12Sold$126,000
2001-11-30Sold$125,000
1997-03-25Sold$101,500

For Sale by Agent

AgentBrittney Frietch
BrokerageBF Realty

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