1 Three Cottage St, Worcester, MA, 01609
About This Home
Fantastic opportunity to own a fully occupied 2 unit muti-family totaling EIGHT bedrooms in a sought-after location for UNDER 500K! Close proximity to fantastic restaurants and shopping, Worcester airport, several colleges, beautiful Elm Park & just minutes to 290! UNIT 1 - located on the first floor boats 3 bedrooms, 2 full baths, rinnai heater, washer/dryer & mini splits! UNIT 2 totals 5 bedrooms & 2 full bathrooms spanning TWO floors! Floor #2 has 3 bedrooms plus an office & full bath & floor #3 has 2 bedrooms plus a full bathroom! RECENTLY REPLACED ROOF & FLOORS, BRAND NEW HIGHLY EFFICIENT RINNAI HEATERS , MINI SPLIT CONDENSER & WATER HEATER! Each unit has washer & dryer! Generous street parking only on a flat & quiet street
Getting Around
Walker's Paradise
Good Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1900
Materials
- Foundation: Stone
Type & Style
- Home type: MultiFamily
- Property subType: 2 Family - 2 Units Up/Down
Interior
Appliances
- Appliances included: Range,Microwave,Refrigerator,Washer,Dryer
Bedrooms & Bathrooms
- Bedrooms: 8
- Bathrooms: 3
- Full bathrooms: 3
Features
- Kitchen,Living RM/Dining RM Combo,Mudroom
- Finished area above ground: 2,579
Heating & Cooling
- Heating features: Natural Gas,Electric,Ductless
- Cooling features: Ductless,Window Unit(s)
Interior Area
- Total structure area: 2,579
- Total interior livable area: 2,579 sqft
Property
Details
- Parcel number: M:03 B:027 L:00021,1764109
- Zoning: RG-5
Lot
- Lot size: 2,325 sqft
- Features: Level
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hurricane
- Inland Flooding
- Ice Storm
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Massachusetts Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,527 | $30,324 |
| Home Insurance * | $221 | $2,652 |
| Property Taxes | $520 | $6,240 |
| Electricity | $508 | $6,102 |
| Total | $3,776 | $45,312 |
Income You'd Need if You Spent...
Massachusetts FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-23 | Listed for sale | $499,900 |
| 2026-07-21 | Pending sale | $499,900 |
| 2026-07-07 | Contingent | $499,900 |
| 2026-06-24 | Listed for sale | $499,900 |
| 2025-10-24 | Listing removed | $549,000 |
| 2025-10-24 | Listed for sale | $549,000 |
| 2025-09-24 | Contingent | $549,000 |
| 2025-09-21 | Price change | $549,000 |
| 2025-08-27 | Price change | $560,000 |
| 2025-07-07 | Price change | $565,000 |
| 2025-06-13 | Listed for sale | $579,900 |
For Sale by Agent
View on Zillow