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2054 Dale Rd, Cincinnati, OH, 45212

2beds
2baths
1,520sqft
$209,900
$138price/sqft
$1,616/moest. monthly cost
$64,640/yrincome needed

About This Home

Discover this charming, well-maintained duplex located in the heart of Cincinnati. This property features two distinct, comfortable living units ideal for long-term rental income. Each unit is designed for efficiency and convenience, boasting functional layouts, ample natural light, and classic architectural character. Situated in a prime, accessible neighborhood, this residence is just minutes away from local amenities, schools, and major commuter routes.

Getting Around

57
WalkingSomewhat Walkable
41
TransitSome Transit
49
BikeSomewhat Bikeable

Schools

5/10
6/10
Norwood Middle SchoolGrades 6-81.1 mi
5/10
Norwood High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1926

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family,Duplex

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Window features: Wood Frames
  • Fireplace features: None

Heating & Cooling

  • Heating features: Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,520
  • Total interior livable area: 1,520 sqft

Property

Details

  • Parcel number: 6510001009500
  • Zoning description: Residential,Multi Family

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 3,571 sqft
  • Features: Busline Near
  • Lot size dimensions: 120 x 30

Parking

  • Total spaces: 2
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,061$12,732
Home Insurance *$98$1,176
Property Taxes $264$3,168
Electricity $193$2,320
Total$1,616$19,392
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$55,405/yr
40% on housing$48,480/yr
45% on housing$43,093/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$138This listing

vs Other Active Listings

Avg $/sqft

ZIP 45212$146
Hamilton County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 45212$172
Hamilton County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Listed for sale$209,900
2008-06-25Sold$15,000
2006-03-09Sold$46,000
1999-09-20Sold$63,000

For Sale by Agent

AgentMatthew Kalogeras
BrokerageTrelora Realty, Inc

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