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5315 Carthage Ave, Cincinnati, OH, 45212

4beds
2baths
1,878sqft
$235,000
$125price/sqft
$1,793/moest. monthly cost
$71,720/yrincome needed

About This Home

This Home is Big on Space, Right in the Heart of Norwood! Tall Ceilings & Newer Hardwood Floors Throughout. Remodeled Kitchen w/ Granite Countertops & Stainless Steel Appliances. 4 Large Bedrooms + a Dedicated Study, over 3 Levels of Living. 1st Floor Laundry & 1/2 Bathroom! Walkout to a New Deck (2026) & Fenced Yard. New Roof & Gutters (2021), Updated HVAC, Plumbing, Windows & Electric! 2-Car Driveway Parking! Conveniently Located Minutes from Shopping, Dining, Schools, Highways, & the New Factory 52 Development!

Getting Around

66
WalkingSomewhat Walkable
45
TransitSome Transit
44
BikeSomewhat Bikeable

Schools

5/10
6/10
Norwood Middle SchoolGrades 6-80.7 mi
5/10
Norwood High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1915

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Oven/Range,Refrigerator,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished,Walk-Out Access,Glass Blk Wind

Bathroom1

  • Features: Full
  • Level: Second

Bathroom2

  • Features: Partial
  • Level: First

Bedroom2

  • Level: Second
  • Area: 143

Bedroom3

  • Level: Third
  • Area: 176

Bedroom4

  • Level: Third
  • Area: 176

Bedroom5

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Features: Open,Wood Floor
  • Level: First
  • Area: 272

Family Room

  • Area: 0

Features

  • High Ceilings,Natural Woodwork,Ceiling Fan(s)
  • Door features: Multi Panel Doors
  • Window features: Double Hung,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Ceramic,Inoperable
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,878
  • Total interior livable area: 1,878 sqft

Kitchen

  • Features: Walkout,Wood Cabinets,Wood Floor,Marble/Granite/Slate
  • Area: 156

Living Room

  • Features: Walkout,Wood Floor
  • Area: 340

Master Bathroom

  • Features: Tile Floor,Double Vanity,Tub w/Shower

Master Bedroom

  • Features: Wood Floor
  • Level: Second
  • Area: 221

Office

  • Features: Wood Floor
  • Level: Second
  • Area: 88

Property

Details

  • Parcel number: 6510006022200
  • Zoning description: Residential

Features

  • Stories: 3
  • Patio & porch: Deck,Porch

Lot

  • Lot size: 4,268 sqft
  • Features: Less than .5 Acre
  • Lot size dimensions: 34.20 x 122.52

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,188$14,256
Home Insurance *$109$1,308
Property Taxes $295$3,540
Electricity $201$2,416
Total$1,793$21,516
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$61,474/yr
40% on housing$53,790/yr
45% on housing$47,813/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$125This listing

vs Other Active Listings

Avg $/sqft

ZIP 45212$146
Hamilton County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 45212$172
Hamilton County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$225,000
2026-07-30Listed for sale$235,000
2026-07-12Pending sale$235,000
2026-06-25Listed for sale$235,000
2023-03-13Listing removed--
2021-03-12Sold$190,000
2021-01-29Pending sale$199,900
2021-01-27Listed for sale$220,000
2021-01-21Listing removed--
2021-01-17Listed for rent$1,650
2010-10-23Sold$56,900
2010-07-24Price change$67,500
2010-06-13Listed for sale$75,000
2010-03-31Sold$62,000
2008-08-06Sold$123,000
2007-08-15Sold$40,000

For Sale by Agent

AgentAdam D Jessen
BrokerageRE/MAX United Associates

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