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4011 Elsmere Ave, Cincinnati, OH, 45212

4beds
2baths
2,063sqft
$399,900
$194price/sqft
$2,932/moest. monthly cost
$117,280/yrincome needed

About This Home

Welcome Home to this Norwood gem! Ideally located in the Presidential District close to Birdies Coffee, Wasson Way Trail, and Factory 52 right down the road. The covered front porch invites you in to a spacious open-concept with oversized windows and high ceilings that fill the home with natural light. The kitchen serves as the heart of the home, designed to bring everyone together with a generous amount of counter space and eat-in style seating... also no shortage of storage with two pantries! The primary bedroom features exposed brick and a spacious walk-in closet. Finished third floor is a flexible space to fit your needs- could be a fourth bedroom, playroom, media room, or home office. Enjoy summer days in the shady, fenced-in yard and nights gathered around the fire pit. Ready for you to move-in and start your next chapter here!

Getting Around

82
WalkingVery Walkable
46
TransitSome Transit
52
BikeBikeable

Schools

6/10
Norwood Middle SchoolGrades 6-80.6 mi
5/10
Norwood High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1892

Materials

  • Foundation: Stone
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Disposal,Microwave,Oven/Range,Refrigerator,Washer,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bathroom1

  • Features: Full
  • Level: Second

Bathroom2

  • Features: Full
  • Level: First

Bedroom2

  • Level: Second
  • Area: 140

Bedroom3

  • Level: Second
  • Area: 120

Bedroom4

  • Level: Third
  • Area: 0

Bedroom5

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Open,Wood Floor
  • Level: First
  • Area: 196

Family Room

  • Area: 0

Features

  • High Ceilings
  • Window features: Double Hung
  • Fireplace features: Living Room

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,063
  • Total interior livable area: 2,063 sqft

Kitchen

  • Features: Pantry,Counter Bar,Walkout,Gourmet,Wood Cabinets,Wood Floor,Marble/Granite/Slate
  • Area: 154

Living Room

  • Features: Bookcases,Fireplace
  • Area: 196

Master Bathroom

  • Features: Shower,Tile Floor

Master Bedroom

  • Features: Walk-In Closet(s),Wall-to-Wall Carpet
  • Level: Second
  • Area: 196

Office

  • Area: 0

Property

Details

  • Parcel number: 6510033005200

Features

  • Stories: 3

Lot

  • Lot size: 3,876 sqft
  • Lot size dimensions: 33.33 x 115

Parking

  • Parking features: Off Street,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Tornado
Cold Wave
Lightning
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$186$2,232
Property Taxes $503$6,036
Electricity $221$2,655
Total$2,932$35,184
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,525/yr
40% on housing$87,960/yr
45% on housing$78,186/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$194This listing

vs Other Active Listings

Avg $/sqft

ZIP 45212$145
Hamilton County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 45212$172
Hamilton County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-06Pending sale$399,900
2026-07-16Price change$399,900
2026-07-09Listed for sale$415,000
2022-04-05Sold$345,000
2022-03-05Pending sale$319,000
2022-03-04Listed for sale$319,000
2017-06-22Sold$229,000
2017-03-31Pending sale$229,000
2017-03-31Listed for sale$229,000
2011-08-14Listing removed$169,900
2011-08-04Listed for sale$169,900
2011-04-18Sold$168,000
2011-03-27Price change$169,500
2011-02-15Listed for sale$175,000
2010-06-09Sold$97,200
2010-04-09Listed for sale$31,185
2003-09-08Sold$129,900

For Sale by Agent

AgentCaitlin Deters
BrokerageKeller Williams Advisors

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