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1906 Mentor Ave, Cincinnati, OH, 45212

5beds
2baths
1,814sqft
$325,000
$179price/sqft
$2,396/moest. monthly cost
$95,840/yrincome needed

About This Home

Cash-Flowing Investment Opportunity Near Xavier University! This well-maintained 5-bedroom, 2-bathroom single-family home is a proven income-producing property, currently generating $3,250 per month in rental income. Featuring over $70,000 in improvements since 2018, this property has been fully occupancy since June 2018 and is leased through May 2027, providing immediate and stable cash flow. Tenants pay all utilities, helping maximize investor returns. An outstanding opportunity to add a turnkey rental property in a high-demand location near Xavier University to your portfolio.

Getting Around

77
WalkingVery Walkable
48
TransitSome Transit
55
BikeBikeable

Schools

6/10
Norwood Middle SchoolGrades 6-80.7 mi
5/10
Norwood High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1915

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Oven/Range,Refrigerator,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Concrete,Glass Blk Wind

Bathroom1

  • Features: Full
  • Level: Second

Bathroom2

  • Features: Full
  • Level: Second

Bedroom2

  • Level: Second
  • Area: 121

Bedroom3

  • Level: Second
  • Area: 121

Bedroom4

  • Level: Third
  • Area: 168

Bedroom5

  • Level: Third
  • Area: 168

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Area: 195

Family Room

  • Area: 0

Features

  • Ceiling Fan(s),Recessed Lighting
  • Window features: Bay/Bow,Double Hung,Wood Frames
  • Number of fireplaces: 1
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,814
  • Total interior livable area: 1,814 sqft

Kitchen

  • Features: Walkout,Wood Cabinets,Wood Floor,Marble/Granite/Slate
  • Area: 132

Living Room

  • Features: Fireplace,Wood Floor
  • Area: 195

Master Bathroom

  • Features: Tub w/Shower

Master Bedroom

  • Level: Second
  • Area: 154

Office

  • Area: 0

Property

Details

  • Parcel number: 6510055002600

Features

  • Stories: 3
  • Patio & porch: Porch

Lot

  • Lot size: 4,878 sqft
  • Lot size dimensions: 32 x 150

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Tornado
Cold Wave
Lightning
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$151$1,812
Property Taxes $408$4,896
Electricity $194$2,334
Total$2,396$28,752
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,148/yr
40% on housing$71,880/yr
45% on housing$63,893/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$179This listing

vs Other Active Listings

Avg $/sqft

ZIP 45212$145
Hamilton County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 45212$172
Hamilton County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-06Pending sale$325,000
2026-07-20Price change$325,000
2026-06-12Listed for sale$350,000
2025-09-20Listing removed$3,250
2025-08-15Listed for rent$3,250
2021-08-28Listing removed--
2021-08-21Listed for rent$2,750
2021-03-24Listing removed--
2019-10-02Listing removed$2,500
2019-09-22Listed for rent$2,500
2017-08-15Sold$95,000
2017-08-07Pending sale$107,900
2017-08-04Listed for sale$107,900
2003-05-02Sold$107,000
AgentWalter B. Gibler
BrokerageColdwell Banker Realty

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