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3923 Lindley Ave, Cincinnati, OH, 45212

3beds
2baths
1,614sqft
$449,000
$278price/sqft
$3,236/moest. monthly cost
$129,440/yrincome needed

About This Home

RARE RMX ZONED LAND! 10-Unit Dev Potential | 0.4mi to Xavier | Adjacent to UDF Corp HQ | AS-IS Description: ATTENTION INVESTORS, DEVELOPERS & CORPORATE ACQUISITIONS: This is a ground-up development opportunity or a strategic corporate assemblage play "but it also works as an immediate income-producing hold. Located just 0.4 miles from Xavier University and directly abutting United Dairy Farmers (UDF) cleared land, this 9,464 SF parcel offers one of the most valuable infill positions in Norwood. The Property: The existing home is in good condition and currently owner-occupied. It needs a few minor repairs (1-2 days of work) and is ready for immediate rental or occupancy while you evaluate your long-term options whether that's renovating, expanding, or assembling for a larger project. The house is currently set up as a single-family residence, but it was previously used as a two-family dwelling and may be converted back with proper approvals - perfect for investors looking to maximize rental income. Why this commands a premium: Zoning: RMX (Residential Mixed) allows for Single-Family, Two-Family, Three-Family, and Multi-Family (3+ units) by Conditional Use (CU). With a 35-ft height allowance, a density of 8-10 units is physically achievable based on the buildable footprint (buyer to verify with BZA). The "UDF Effect": The rear lot line directly touches UDF's corporate campus. With their HQ and factory across the street, this parcel is a prime candidate for a "plottage" buyout offering parking expansion, corporate buffers, or future campus growth. The Xavier Premium: 0.4 miles to campus creates massive "by-the-bedroom" rental demand, dramatically increasing your residual land value over standard single-family rents. Buildable Envelope: At approx. 38' wide X 116' deep, the building footprint is large enough to support a significant multifamily project or a luxury single-family home. Seller is motivated to create a win-win. All offers will be reviewed on July 31st at 5:00 PM. We will not be negotiating against ourselves. Bring your highest and best offer. For full due diligence packet (lot dimensions, zoning summary, buildable area calculation), please contact with proof of funds. Disclaimer: Sold as-is. Buyer to conduct full due diligence. Historical photos provided for reference only.

Getting Around

80
WalkingVery Walkable
47
TransitSome Transit
53
BikeBikeable

Schools

6/10
Norwood Middle SchoolGrades 6-80.7 mi
5/10
Norwood High SchoolGrades 9-120.7 mi

Construction

Materials

  • Construction materials: Masonry - Brick,Brick Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Refrigerator,Microwave,Oven

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Hardwood,Tile
  • Finished area above ground: 1,614

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central

Interior Area

  • Total structure area: 1,614
  • Total interior livable area: 1,614 sqft

Property

Details

  • Parcel number: 6510055008100
  • Lease amount: 0

Features

  • Stories: 3
  • Frontage length: 0

Lot

  • Lot size: 9,464 sqft

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Tornado
Cold Wave
Lightning
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,270$27,240
Home Insurance *$209$2,508
Property Taxes $564$6,768
Electricity $193$2,320
Total$3,236$38,832
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$110,948/yr
40% on housing$97,080/yr
45% on housing$86,293/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$278This listing

vs Other Active Listings

Avg $/sqft

ZIP 45212$144
Hamilton County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 45212$172
Hamilton County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-06Listed for sale$449,000
2015-01-09Sold$153,500
2014-12-02Pending sale$159,900
2014-11-01Listed for sale$159,900
2013-10-08Sold$70,000

For Sale by Agent

AgentDerek Eisenberg
BrokerageContinental Real Estate Group, Inc.

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