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427 Castalia St, Bellevue, OH, 44811

4beds
1baths
1,383sqft
$165,000
$119price/sqft
$1,277/moest. monthly cost
$51,080/yrincome needed

About This Home

Beautifully Updated Four Bedroom Home In The Heart Of Bellevue! Close Proximity To Schools, Parks, Downtown, And The Grocery Store! This Home Offers A Lot Of Great Space, Tasteful Design, A Main Level Bedroom With The Other Three Upstairs, And A Very Spacious Living Room, Formal Dining Room, And Kitchen! The High Ceilings And Custom Crown Molding On The Main Level Are Stunning! Buyers Can Have Peace Of Mind Knowing That The Roof, Furnace, Central Air, Water Heater, And Plumbing Was All Replaced In 2020-2021. The Home Was Also Insulated Well In 2020 For Efficiency. Other Great Updates Include New Kitchen Cabinets, Counter Tops, And Light Fixtures 2021, New Kitchen Appliances 2023 That Stay With The Sale, New Flooring Throughout 2021, New Bathroom Remodel 2021, And More! There Is A Beautiful Front Porch, Great Back Yard, A Slab Out Back To Add A Garage If Desired, A Large Carport To Park Under Behind The Home, A Full Unfinished Basement And Shed For Your Storage Needs, And So Many Other Desired Features Here! Must See To Appreciate! Showings Start 8/6/26!

Getting Around

70
WalkingSomewhat Walkable
0
TransitVery Limited Transit
61
BikeBikeable

Schools

8/10
7/10
Bellevue Middle SchoolGrades 6-80.5 mi
6/10
Bellevue High SchoolGrades 9-120.3 mi

Construction

Condition

  • Year built: 1955

Materials

  • Foundation: Basement
  • Roof: Asphalt,New In 2020
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Range,Refrigerator
  • Laundry features: None,In Basement

Basement

  • Has basement: Yes
  • Basement: Full

Bathroom

  • Level: Second

Bedroom2

  • Level: Second
  • Area: 183.54

Bedroom3

  • Level: Second
  • Area: 114.66

Bedroom4

  • Level: Second
  • Area: 90

Bedroom5

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Formal
  • Level: Main
  • Area: 169

Family Room

  • Area: 0

Features

  • Ceiling Fan(s)

Heating & Cooling

  • Heating features: Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,383
  • Total interior livable area: 1,383 sqft

Kitchen

  • Level: Main
  • Area: 170

Living Room

  • Level: Main
  • Area: 182.09

Master Bedroom

  • Level: Main
  • Area: 99

Property

Details

  • Parcel number: 010010090230000

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 8,415 sqft

Parking

  • Total spaces: 2
  • Parking features: Carport,Off Street,Shared Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Winter Weather
Cold Wave
Hail
Inland Flooding
Ice Storm
Tornado

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $834$10,008
Home Insurance *$124$1,488
Property Taxes $126$1,512
Electricity $193$2,320
Total$1,277$15,324
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$43,782/yr
40% on housing$38,310/yr
45% on housing$34,053/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$119This listing

vs Other Active Listings

Avg $/sqft

ZIP 44811$95
Huron County$133

vs Homes Sold Last Month

Median $/sqft

ZIP 44811$133
Huron County$116

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Contingent$165,000
2026-08-06Listed for sale$165,000

For Sale by Agent

AgentCassandra N. Ackerman
BrokerageRussell Real Estate Services

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