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1529 Race Ln, Barnstable, MA, 02630

3beds
2baths
1,968sqft
$750,000
$381price/sqft
$4,947/moest. monthly cost
$197,880/yrincome needed

About This Home

Nicely updated 3 bedroom 2 bath home nestled perfectly on this .7 acre lot. Bright and inviting entry way leads to well appointed kitchen as well as a dining room and sitting area. Living room with wood burning fireplace. Primary bedroom has full bath and sitting area with gas fireplace. Second spacious bedroom also with gas fireplace and entryway to indoor therapy pool. The third bedroom is located above the garage, with extra closet space and a newer mini split. Full dry partially finished basement with laundry and equipment room. Back deck overlooking the fenced in backyard with shed and garden area. Oversized 2 car garage with high ceilings and gas heater. Plenty of driveway space for off street parking. A/C is only 1 year old. A must see!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
3/10
Barnstable High SchoolGrades 8-125.8 mi

Construction

Condition

  • Year built: 1988

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Interior Entry,Bulkhead

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area above ground: 1,968

Heating & Cooling

  • Heating features: Baseboard,Natural Gas
  • Cooling features: Central Air,Ductless

Interior Area

  • Total structure area: 1,968
  • Total interior livable area: 1,968 sqft

Property

Details

  • Parcel number: M:047 L:140,2227186
  • Zoning: 1

Features

  • Patio & porch: Deck - Composite
  • Exterior features: Deck - Composite,Storage,Fenced Yard
  • Fencing: Fenced

Lot

  • Lot size: 0.70 Acres
  • Features: Wooded,Cleared

Parking

  • Total spaces: 7
  • Parking features: Attached,Heated Garage,Storage,Garage Faces Side,Oversized,Paved Drive,Off Street,Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,792$45,504
Home Insurance *$361$4,332
Property Taxes $406$4,872
Electricity $388$4,656
Total$4,947$59,364
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$169,611/yr
40% on housing$148,410/yr
45% on housing$131,920/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$381This listing

vs Other Active Listings

Avg $/sqft

ZIP 02630$542
Barnstable County$550

vs Homes Sold Last Month

Median $/sqft

ZIP 02630$445
Barnstable County$463

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Price change$725,000
2026-06-10Listed for sale$750,000

For Sale by Agent

AgentSarah Lapsley
BrokerageGreer Real Estate, LLC

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