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552 Main St, Barnstable, MA, 02630

4beds
4baths
2,194sqft
$1,900,000
$866price/sqft
$11,983/moest. monthly cost
$479,320/yrincome needed

About This Home

In the heart of Cotuit, this historic home offers character, privacy, and smart updates on a beautifully landscaped lot, close to the village center and 0.6 miles to Ropes Beach. Recognized by the local Historical Commission and featured in Cape Cod Magazine, it keeps its hardwood floors and classic staircase while benefiting from a full renovation,. Detached living quarters added in 2018. A shell driveway leads to a private backyard with hydrangeas, irrigation, an outdoor shower, and a stone patio with outdoor fireplace, ideal for summer and fall nights. The main house features a living room with gas fireplace, bay window dining room, and a kitchen with granite island, gas cooktop, wall oven, pantry, and custom cabinetry, plus a first-floor bedroom, full bath, laundry, family room, and screened sun porch. Upstairs are the primary suite with walk-in closet, bath, and private terrace, another bedroom, a full bath, and a loft for office or media. Passing Title V for 4 bedrooms in hand.

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

3/10
Barnstable High SchoolGrades 8-126.4 mi

Construction

Condition

  • Year built: 1870

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Oven,Dishwasher,Microwave,Range,Refrigerator,Washer,Dryer
  • Laundry features: Closet/Cabinets - Custom Built,First Floor

Basement

  • Has basement: Yes
  • Basement: Full,Interior Entry,Bulkhead,Unfinished

Bedroom2

  • Features: Ceiling Fan(s), Closet, Flooring - Hardwood
  • Level: Second

Bedroom3

  • Features: Ceiling Fan(s), Closet, Flooring - Hardwood
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Features: Flooring - Hardwood, Window(s) - Bay/Bow/Box
  • Level: First

Family Room

  • Level: First

Features

  • Bathroom - Full,Sun Room,Accessory Apt.
  • Flooring: Tile,Hardwood,Flooring - Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area above ground: 2,194

Heating & Cooling

  • Heating features: Central,Forced Air,Natural Gas,Ductless
  • Cooling features: Central Air,Ductless

Interior Area

  • Total structure area: 2,194
  • Total interior livable area: 2,194 sqft

Kitchen

  • Features: Flooring - Hardwood, Pantry, Countertops - Stone/Granite/Solid, Kitchen Island, Breakfast Bar / Nook, Recessed Lighting
  • Level: First

Living Room

  • Features: Cathedral Ceiling(s), Flooring - Hardwood, Recessed Lighting
  • Level: First

Master Bedroom

  • Features: Bathroom - Full, Ceiling Fan(s), Walk-In Closet(s), Flooring - Hardwood, Balcony / Deck
  • Level: Second

Property

Details

  • Parcel number: M:037 L:015,2213249
  • Zoning: R
  • Exclusions: See Exclusion Sheet In Additional Documents.

Features

  • Patio & porch: Porch,Screened,Deck,Patio
  • Exterior features: Porch,Porch - Screened,Deck,Patio,Balcony,Storage,Sprinkler System,Guest House,Outdoor Shower
  • Waterfront features: 0 to 1/10 Mile To Beach,Beach Ownership(Public)

Lot

  • Lot size: 0.46 Acres
  • Features: Level

Parking

  • Total spaces: 6
  • Parking features: Off Street,Stone/Gravel
  • Uncovered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,607$115,284
Home Insurance *$915$10,980
Property Taxes $1,029$12,348
Electricity $432$5,191
Total$11,983$143,796
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$410,845/yr
40% on housing$359,490/yr
45% on housing$319,546/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$866This listing

vs Other Active Listings

Avg $/sqft

ZIP 02630$527
Barnstable County$549

vs Homes Sold Last Month

Median $/sqft

ZIP 02630$445
Barnstable County$463

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-22Price change$1,900,000
2026-03-13Listed for sale$1,995,000
2024-11-27Listing removed$2,150,000
2024-07-19Price change$2,150,000
2024-07-03Price change$2,199,000
2024-05-01Listed for sale$2,250,000

For Sale by Agent

AgentInspire Team
BrokerageKeller Williams Realty

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