427 N 16th St #3, Oxford, MS, 38655
About This Home
This beautifully designed townhome offers timeless architecture paired with sophisticated modern finishes in an unbeatable Downtown Oxford location. Thoughtfully crafted with an open and inviting layout, the home features elevated details throughout, creating a refined yet comfortable living experience. Enjoy beautifully designed outdoor living space with a private rear porch perfect for entertaining or relaxing at the end of the day. Just moments from the Historic Oxford Square and Ole Miss campus, this residence combines luxury, convenience, and low-maintenance living in one exceptional opportunity.
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2024
Materials
- Foundation: Slab
- Roof: Architectural
- Construction materials: Brick
Type & Style
- Home type: Townhouse
- Property subType: Townhouse/Condo
Interior
Appliances
- Appliances included: Microwave,Dishwasher,Disposal,Gas Range,Refrigerator,Vented Exhaust Fan,Wine Rack/Cooler,Gas Water Heater,Tankless Water Heater
- Laundry features: W/D Hook Up
Bedroom
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
Cooling
- Cooling features: Electric
Features
- Walk-In Closet(s),Solid Surface Countertops
- Window features: Wood Frames
- Flooring: Hardwood,Ceramic Tile
- Fireplace features: Gas
- Fireplace: Yes
Interior Area
- Total structure area: 3,425
- Total interior livable area: 3,425 sqft
Property
Details
- Zoning description: SUBDIVISION COVENANT
Features
- Pool features: None
- Patio & porch: Patio,Porch
Parking
- Total spaces: 2
- Parking features: 2 Car Garage,Attached,Paved
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Tornado
- Earthquake
- Heat Wave
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Lafayette County and Mississippi
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $11,073 | $132,876 |
| Home Insurance * | $977 | $11,724 |
| Property Taxes | $949 | $11,388 |
| Electricity | $318 | $3,821 |
| Total | $13,317 | $159,804 |
Income You'd Need if You Spent...
Mississippi FAIR Plan Programs
Mississippi Residential Property Insurance Underwriting Association
Wildfire
HailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-10 | Price change | $1,995,000 |
| 2026-05-15 | Listed for sale | $2,190,000 |
| 2025-02-18 | Listing removed | $1,590,000 |
| 2024-05-27 | Pending sale | $1,400,000 |
| 2024-03-12 | Listed for sale | $1,400,000 |
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