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918 Armstrong St, Willard, OH, 44890

4beds
3baths
2,280sqft
$379,900
$167price/sqft
$2,768/moest. monthly cost
$110,720/yrincome needed

About This Home

Offered for the first time by its original owners, this exceptional Hartford Wayne Homes residence is a rare opportunity in Willard's highly sought-after Highland Estates. Built in 2003, this 2,280 sq. ft. home offers 4 bedrooms, 2.5 baths on a beautifully landscaped 0.30-acre lot. The updated kitchen features newer quartz countertops, a gas range, abundant cabinetry, & breakfast dinette. The inviting family room offers custom built-in shelving with an electric fireplace. Upstairs you'll find spacious bedrooms, including a primary suite with a walk-in closet & private bath. The partially finished basement offers additional living space or potential for a 5th bedroom & includes an EverDry system with a transferable warranty. Relax on the screened porch overlooking open fields with no rear neighbors while enjoying breathtaking Ohio sunsets.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

5/10
Central Elementary SchoolGrades PK-50.3 mi
6/10
Willard Middle SchoolGrades 5-80.3 mi
4/10
Willard High SchoolGrades 9-120.3 mi

Construction

Condition

  • Year built: 2003

Materials

  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Gas Water Heater,Microwave,Oven,Refrigerator
  • Laundry features: Laundry

Basement

  • Basement: Sump Pump,See Remarks

Bedroom2

  • Level: Upper
  • Area: 170

Bedroom3

  • Level: Upper
  • Area: 151

Bedroom4

  • Level: Upper
  • Area: 138

Bedroom5

  • Level: Lower
  • Area: 170

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 162

Family Room

  • Level: Main
  • Area: 216.5833

Features

  • Walk-In Closet(s),Eat-in Kitchen,Sunroom Unheated,Primary Bedroom with Bath
  • Window features: Double Pane Windows
  • Flooring: Carpet,Hardwood,Vinyl
  • Number of fireplaces: 2
  • Fireplace features: Electric,Family Room,Insert
  • Fireplace: Yes
  • Finished area above ground: 2,280

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,280
  • Total interior livable area: 2,280 sqft

Kitchen

  • Level: Main
  • Area: 447.8889

Living Room

  • Level: Main
  • Area: 235.125

Master Bedroom

  • Level: Upper
  • Area: 221

Property

Details

  • Parcel number: 510268011304000

Features

  • Stories: 2
  • Entry location: Main Level
  • Patio & porch: Covered,Deck,Enclosed,Porch
  • Has spa: Yes
  • Spa features: Jetted Tub

Lot

  • Lot size: 0.31 Acres
  • Features: Curbs,Lawn,Level,Sidewalks,Sloped,City Lot
  • Lot size dimensions: 0.3104

Parking

  • Total spaces: 7
  • Parking features: Attached,Garage,Garage Door Opener,Concrete,Paved Driveway
  • Has garage: Yes
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,920$23,040
Home Insurance *$313$3,756
Property Taxes $291$3,492
Electricity $244$2,934
Total$2,768$33,216
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,902/yr
40% on housing$83,040/yr
45% on housing$73,813/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$167This listing

vs Other Active Listings

Avg $/sqft

ZIP 44890$106
Huron County$132

vs Homes Sold Last Month

Median $/sqft

ZIP 44890$116
Huron County$116

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$364,000
2026-07-24Listed for sale$379,900
2026-07-17Contingent$379,900
2026-06-29Listed for sale$379,900
2002-10-04Sold$20,000

For Sale by Agent

AgentMorgan Yahney
BrokerageRE/MAX First Realty

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