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1035 Barnette Farm Ln, Monroe, NC, 28110

4beds
3baths
2,782sqft
$515,000
$185price/sqft
$3,222/moest. monthly cost
$128,880/yrincome needed

About This Home

Beautiful 4-bedroom, 3-bath home featuring a huge open floor plan designed for effortless entertaining and everyday living. The kitchen showcases quartz countertops and opens seamlessly to spacious living and dining areas, creating a bright and inviting atmosphere. A rare main-level bedroom with full bath offers flexibility for guests, in-laws, or a home office. Upstairs provides generously sized secondary bedrooms and additional living space. Enjoy the fenced-in backyard—perfect for outdoor entertaining, pets, or relaxing evenings. Low HOA fees add to the appeal. Conveniently located in Monroe with easy access to shopping, dining, and major routes. A must-see home offering space, comfort, and functionality.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

--
3/10
Sun Valley Middle SchoolGrades 6-80.8 mi
5/10
Sun Valley High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Slab
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Gas Range,Microwave,Oven,Refrigerator,Washer
  • Laundry features: Laundry Room

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bedroom S

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 1

Dining Area

  • Level: Main

Features

  • Fireplace features: Family Room,Gas
  • Finished area below ground: 0
  • Finished area above ground: 2,782

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,782
  • Total interior livable area: 2,782 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Upper

Living Room

  • Level: Main

Loft

  • Level: Upper

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 09366288
  • Zoning: RES
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Waterfront features: None

Lot

  • Lot size: 0.15 Acres

Parking

  • Total spaces: 4
  • Parking features: Driveway,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado
Cold Wave
Earthquake
Winter Weather

FEMA Declared Disasters in Union County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,604$31,248
Home Insurance *$169$2,028
Property Taxes $190$2,280
Electricity $259$3,109
Total$3,222$38,664
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$110,468/yr
40% on housing$96,660/yr
45% on housing$85,920/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$185This listing

vs Other Active Listings

Avg $/sqft

ZIP 28110$189
Union County$223

vs Homes Sold Last Month

Median $/sqft

ZIP 28110$200
Union County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-13Listed for sale$515,000
2026-01-20Listing removed$522,900
2025-12-07Price change$522,900
2025-07-29Listed for sale$533,700
2025-02-02Listing removed$545,000
2024-03-15Listed for sale$545,000
2022-12-01Sold$533,500
2022-07-12Sold$148,500

For Sale by Agent

AgentChristopher Hendrickson
BrokerageMark Spain Real Estate

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