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33 Jefferson Ave E, Riverside, RI, 02915

4beds
2baths
1,462sqft
$549,900
$376price/sqft
$3,952/moest. monthly cost
$158,080/yrincome needed

About This Home

Set in a desirable Riverside location just moments from Crescent Park, the historic Crescent Park Carousel, and the Narragansett Bay waterfront, this beautifully reimagined cottage delivers a versatile open layout with 4 bedrooms, including 3 upstairs and 1 on the main level, along with 2 baths. The fourth bedroom may also be used as a media room or home office. What was old is new, with less than 10% of the original structure remaining, and the home has been insulated to today’s standards with high-efficiency heating, central cooling, all-new energy-rated windows, 200-amp electric service, new wiring, and new lighting throughout. Ash hardwood flooring extends throughout the home in all rooms except the bathrooms, which feature tile flooring. The open living area connects to a fully appliance kitchen with white shaker-style cabinets, blue indigo quartz countertops, and a glazed rustic sky-blue subway tile backsplash. Seasonal water views from the second level, nearby shoreline recreation, walking paths, and the distinctive coastal setting complete this exceptional Riverside offering.

Getting Around

62
WalkingSomewhat Walkable
0
TransitVery Limited Transit
56
BikeBikeable

Schools

--
Watters AnnexGrades 0.3 mi
4/10
Riverside Middle SchoolGrades 6-80.8 mi
5/10

Construction

Condition

  • Year built: 2025

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Plaster,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Partial,Interior Entry,Unfinished,Storage Space

Bathroom

  • Features: Bath w Shower Stall, Bath w Tub & Shower

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Wall (Plaster),Stairs,Plumbing (PEX),Plumbing (PVC),Insulation (Ceiling),Insulation (Walls)
  • Window features: Insulated Windows
  • Flooring: Hardwood
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 1,462

Heating & Cooling

  • Heating features: Electric,Forced Air,Hot Air,Zoned
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,462
  • Total interior livable area: 1,462 sqft

Property

Details

  • Zoning: R6

Features

  • Waterfront features: Walk to Salt Water,Walk To Water

Lot

  • Lot size: 3,484 sqft

Parking

  • Parking features: No Garage,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Heat Wave
Tsunami

FEMA Declared Disasters Across Rhode Island Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,780$33,360
Home Insurance *$238$2,856
Property Taxes $545$6,540
Electricity $389$4,675
Total$3,952$47,424
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$135,497/yr
40% on housing$118,560/yr
45% on housing$105,386/yr

Rhode Island FAIR Plan Programs

Rhode Island Joint Reinsurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 16,029Commercial: 109
Total Premiums$36.73M
Total Exposure$6.14B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 6.7%
6.7%
0%15.0%
Property Taxes Growth Rate2-year average: -2.5%
-2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$376This listing

vs Other Active Listings

Avg $/sqft

ZIP 02915$245
Providence County$248

vs Homes Sold Last Month

Median $/sqft

ZIP 02915$295
Providence County$271

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$575,000
2024-05-15Sold$215,800
2024-03-19Pending sale$185,000
2024-03-12Listed for sale$185,000

For Sale by Agent

AgentJoe McCarthy
BrokerageAugust Associates, LLC

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