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4212 Savannah Ct, Denison, TX, 75020

4beds
3baths
2,806sqft
$499,000
$178price/sqft
$4,040/moest. monthly cost
$161,600/yrincome needed

About This Home

Like-new Highland Home! Located in a peaceful neighborhood, ideal for families, professionals, or retirees seeking a welcoming community - you'll be sure to love this BEAUTIFUL home in the thriving Denison area. No through traffic, corner lot, a 2-minute drive to Gateway Village, THF Park, and the largest hospital in our region. You're also just a few minutes away from the exciting downtown Denison scene. With its inviting curb appeal and well-maintained exterior, the home feels warm and welcoming. Inside, an open floor plan creates a bright, spacious atmosphere with natural light streaming through large windows. The living areas are designed for both relaxation and entertaining, seamlessly connected to the kitchen. The kitchen is stylish yet functional, featuring ample cabinetry, modern appliances, and plenty of counter space. The bedrooms are generously sized, offering privacy and comfort, while the primary suite serves as a peaceful retreat with a well-appointed bathroom. Additional rooms provide versatility for guests, an office, or hobbies. The backyard is perfect for outdoor living, with space for relaxing, playing, or hosting gatherings. Whether enjoying a quiet morning coffee or an evening under the stars, the outdoor area adds to the home’s charm. Essential amenities like grocery stores, restaurants, and shopping centers are easily accessible. Denison’s historic downtown offers unique shops, dining, and cultural attractions. Families will appreciate the strong local schools, and outdoor enthusiasts will love being near Lake Texoma, which offers boating, fishing, hiking, and more. With its well-designed layout and great location, this home is a wonderful opportunity for those seeking a comfortable and fulfilling lifestyle in Denison.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

4/10
5/10
Henry Scott MiddleGrades 7-83.8 mi
5/10
Denison High SchoolGrades 9-126.5 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Gas Range,Dishwasher,Gas Cooktop,Disposal,Gas Oven,Gas Range,Gas Water Heater,Microwave,Vented Exhaust Fan
  • Laundry features: Laundry in Utility Room

Bedroom

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: First
  • Dimensions: 0 x 0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Chandelier,Decorative/Designer Lighting Fixtures,Eat-in Kitchen,Granite Counters,High Speed Internet,Kitchen Island,Open Floorplan,Pantry,Smart Home,Cable TV,Walk-In Closet(s),Wired for Sound
  • Flooring: Carpet,Luxury Vinyl Plank,Tile

Game Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 0 x 0

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total interior livable area: 2,806 sqft

Kitchen

  • Features: Breakfast Bar,Built-in Features,Eat-in Kitchen,Granite Counters,Kitchen Island,Pantry
  • Level: First
  • Dimensions: 0 x 0

Living Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 0 x 0

Master Bedroom

  • Features: Ceiling Fan(s),Dual Sinks,Garden Tub/Roman Tub,Separate Shower,Walk-In Closet(s)
  • Level: First
  • Dimensions: 0 x 0

Media Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 0 x 0

Property

Details

  • Parcel number: 438496
  • Attached to another structure: Yes

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Rear Porch,Covered
  • Exterior features: Rain Gutters
  • Fencing: Back Yard,Fenced,Wood

Lot

  • Lot size: 0.28 Acres
  • Features: Corner Lot,Level,Sprinkler System

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Faces Front,Garage,Outside,On Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Ice Storm
Tornado
Inland Flooding
Lightning
Strong Wind
Wildfire
Winter Weather

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance *$533$6,396
Property Taxes $676$8,112
Electricity $308$3,697
Total$4,040$48,480
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$138,514/yr
40% on housing$121,200/yr
45% on housing$107,733/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.0%
4.0%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$178This listing

vs Other Active Listings

Avg $/sqft

ZIP 75020$116
Grayson County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 75020$156
Grayson County$164

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-17Listed for sale$499,000
2025-08-28Listing removed$510,000
2025-06-19Price change$510,000
2025-02-27Listed for sale$520,000
2025-02-17Listing removed$520,000
2025-02-06Listed for sale$520,000
2024-07-22Listing removed--
2024-06-03Price change$539,900
2024-04-17Price change$550,000
2024-03-21Price change$559,900
2024-03-12Listed for sale$575,000

For Sale by Agent

AgentStephen Harrison
BrokerageEXP REALTY

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