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7937 Cedarsmith Ct #Xggmsa, Charlotte, NC, 28217

4beds
4baths
2,113sqft
$474,990
$225price/sqft
$3,053/moest. monthly cost
$122,120/yrincome needed

About This Home

This fully furnished Beau model home at Archer Row is available for purchase, your opportunity to own a designer-curated end-unit townhome with upgrade, finish, and furnishing already in place. Spanning three stories and 2,113 square feet, this 4-bedroom, 3.5-bath home with a front-load 2-bay garage is designed for the way you actually live. The first floor welcomes you with a private bedroom and full bath featuring a tiled walk-in shower, plus access to a covered outdoor living space. Oak box stairs with open-rail black balusters lead to the heart of the home on the second floor, where an open-concept great room anchored by a built-in 36" electric fireplace and filled with natural light flows into a stunning gourmet kitchen. White cabinetry paired with black hardware, Arabescato Twilight white quartz countertops, and a black 4x4 Zellige Neo Carbone backsplash create a bold, sophisticated palette, complemented by a large single-bowl stainless steel sink, GE Profile 36" electric cooktop, single oven, Advantium oven, under-cabinet hood, and a counter-depth French-door refrigerator, all in stainless steel. A second outdoor living space rounds out the second floor. Upstairs, the primary suite impresses with tray ceilings, a tiled walk-in shower, dual vanity with warm brown cabinetry and drawers, and direct access to the walk-in closet. Two additional bedrooms, a shared bath, and a laundry closet with the GE Front Load Electric Laundry Set in Sapphire Blue complete the third floor. Designer furnishings throughout are included with purchase, making this a truly move-in ready opportunity. All of this just minutes from I-77, the airport, and Uptown Charlotte.

Getting Around

21
WalkingCar-Dependent
33
TransitSome Transit
43
BikeSomewhat Bikeable

Schools

1/10
South Pine AcademyGrades PK-52.4 mi
2/10
Southwest Middle SchoolGrades 6-85.5 mi
6/10
Palisades High SchoolGrades 9-117.4 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2024

Materials

  • Foundation: Slab
  • Construction materials: Fiber Cement

Other

  • Builder model: Beau
  • Builder name: Tri Pointe Homes

Type & Style

  • Home type: Townhouse
  • Architectural style: Farmhouse,Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Cooktop,Electric Water Heater,Microwave,Oven,Plumbed For Ice Maker
  • Laundry features: Electric Dryer Hookup,Laundry Closet,Third Level

Bathroom Full

  • Level: Third

Bathroom Full

  • Level: Main

Bathroom Half

  • Level: Upper

Bedroom S

  • Level: Third

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Features

  • Kitchen Island,Open Floorplan,Pantry,Walk-In Closet(s),Walk-In Pantry
  • Door features: Insulated Door(s)
  • Window features: Insulated Windows
  • Flooring: Carpet,Tile,Vinyl
  • Fireplace features: Great Room
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 2,113

Great Room

  • Level: Upper

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,230
  • Total interior livable area: 2,113 sqft

Kitchen

  • Level: Upper

Laundry

  • Level: Third

Primary Bedroom

  • Level: Third

Property

Details

  • Parcel number: 16720616
  • Zoning: ETJ
  • Special condition: Standard
  • Other equipment: Network Ready

Features

  • Levels: Three Or More
  • Stories: 3
  • Entry location: Main
  • Patio & porch: Covered,Deck,Patio,Rear Porch
  • Exterior features: Lawn Maintenance
  • Fencing: Privacy

Lot

  • Lot size: 0.04 Acres
  • Features: Corner Lot,End Unit,Wooded,Views

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage Door Opener,Garage Faces Front,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Tornado

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$179$2,148
Property Taxes $273$3,276
Electricity $200$2,405
Total$3,053$36,636
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$104,674/yr
40% on housing$91,590/yr
45% on housing$81,413/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$225This listing

vs Other Active Listings

Avg $/sqft

ZIP 28217$196
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28217$248
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-13Pending sale$474,990
2026-08-11Price change$477,246
2026-07-31Price change$474,990
2026-06-18Listed for sale$479,990
2024-10-01Listing removed--
2024-03-13Listed for sale--

New Construction

AgentJamie Warner
BrokerageTRI Pointe Homes INC

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