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266 S State St, Painesville, OH, 44077

5beds
2baths
3,490sqft
$219,900
$63price/sqft
$1,854/moest. monthly cost
$74,160/yrincome needed

About This Home

Beautiful Old Lady looking for Prince Charming to bring her back to life! This 1835 built home has much to offer but needs some care, Spacious rooms thru out with floor to ceiling windows to let in all that natural light! Living room features a stunning marble fireplace, first floor bedroom featuring a marble fireplace too! Massive Formal Dining room with Marble Fireplace! Eat in Kitchen and first floor laundry! When entering this old gal you will be standing in the welcoming foyer with beautiful natural wood stair case that will lead you to the second floor that highlights the 4 bedrooms and full bath. Master suite features a marble fireplace and a walk in closet. Your third floor gives you a a 360 view of the area. There are 4 marble fireplaces thru out the home.

Getting Around

69
WalkingSomewhat Walkable
32
TransitSome Transit
52
BikeBikeable

Schools

6/10
5/10
Heritage Middle SchoolGrades 6-80.8 mi
4/10
Harvey High SchoolGrades 9-120.6 mi

Construction

Condition

  • Property condition: Fixer
  • Year built: 1835

Materials

  • Roof: Asphalt,Fiberglass
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Full

Bathroom

  • Features: High Ceilings
  • Level: First
  • Dimensions: 10 x 6

Bathroom

  • Features: High Ceilings
  • Level: Second
  • Dimensions: 14 x 8

Bedroom

  • Features: Bookcases,Fireplace,High Ceilings,Natural Woodwork,Window Treatments
  • Level: First
  • Dimensions: 19 x 10

Bedroom

  • Features: High Ceilings
  • Level: Second
  • Dimensions: 17 x 14

Bedroom

  • Features: High Ceilings
  • Level: Second
  • Dimensions: 18 x 10

Bedroom

  • Features: High Ceilings
  • Level: First
  • Dimensions: 14 x 10

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Features: Fireplace,High Ceilings,Natural Woodwork,Window Treatments
  • Level: First
  • Dimensions: 20 x 16

Eat In Kitchen

  • Features: High Ceilings,Window Treatments
  • Level: First
  • Dimensions: 17 x 13

Entry Foyer

  • Features: High Ceilings
  • Level: First
  • Dimensions: 21 x 9

Family Room

  • Features: High Ceilings,Natural Woodwork,Window Treatments
  • Level: First
  • Dimensions: 18 x 18

Features

  • Eat-in Kitchen,High Ceilings
  • Number of fireplaces: 4
  • Fireplace features: Bedroom,Dining Room,Living Room,Primary Bedroom
  • Fireplace: Yes
  • Finished area above ground: 3,490

Heating & Cooling

  • Heating features: Gas,Hot Water,Steam
  • Cooling features: None

Interior Area

  • Total structure area: 3,490
  • Total interior livable area: 3,490 sqft

Living Room

  • Features: Fireplace,High Ceilings,Natural Woodwork,Window Treatments
  • Level: First
  • Dimensions: 18 x 18

Other

  • Level: Third
  • Dimensions: 11 x 11

Primary Bedroom

  • Features: Chandelier,Fireplace,High Ceilings,Walk-In Closet(s)
  • Level: Second
  • Dimensions: 18 x 18

Property

Details

  • Parcel number: 15B004A000100
  • Special condition: Estate,Probate Listing

Features

  • Levels: Three Or More
  • Stories: 3
  • Patio & porch: Rear Porch,Front Porch
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 0.29 Acres
  • Lot size dimensions: 75 x 173

Parking

  • Total spaces: 2
  • Parking features: Driveway,Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,111$13,332
Home Insurance *$95$1,140
Property Taxes $274$3,288
Electricity $374$4,491
Total$1,854$22,248
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$63,565/yr
40% on housing$55,620/yr
45% on housing$49,440/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$63This listing

vs Other Active Listings

Avg $/sqft

ZIP 44077$142
Lake County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 44077$172
Lake County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-25Price change$219,900
2026-06-27Listed for sale$235,000

For Sale by Agent

AgentDeborah Dynes
BrokerageColdwell Banker Schmidt Realty

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