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37 Chestnut St, Painesville, OH, 44077

4beds
2baths
1,820sqft
$209,900
$115price/sqft
$1,608/moest. monthly cost
$64,320/yrincome needed

About This Home

Welcome to 37 Chestnut St., Painesville, Ohio! Packed with character, charm, and endless potential, this spacious 4-bedroom, 2 full-bath home offers over 1,800 square feet of living space on a rare double lot—with the second lot being buildable for future possibilities! Enjoy the convenience of first-floor living with a bedroom and full bathroom on the main level. The home features beautiful built-ins that add warmth and timeless charm throughout. All kitchen appliances stay, making your move even easier. Major updates include a brand-new furnace and hot water tank (2026), while the central air conditioning is approximately 10–12 years old. The walkout basement provides additional storage or workspace, and outside you’ll find a welcoming front porch, a back deck perfect for relaxing or entertaining, and a storage shed that stays with the property. Whether you’re looking for a place to make your own or an investment with incredible potential, this home is full of opportunity. Being sold as-is, it’s ready for its next owner to bring their vision to life. Don’t miss your chance to own this charming property with extra land in a convenient Painesville location!

Getting Around

60
WalkingSomewhat Walkable
30
TransitSome Transit
43
BikeSomewhat Bikeable

Schools

4/10
Maple Elementary SchoolGrades PK-50.5 mi
5/10
Heritage Middle SchoolGrades 6-80.8 mi
4/10
Harvey High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1924

Materials

  • Roof: Asphalt,Fiberglass
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Range,Refrigerator,Washer
  • Laundry features: In Bathroom

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished,Walk-Up Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Finished area above ground: 1,820

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,820
  • Total interior livable area: 1,820 sqft

Property

Details

  • Parcel number: 15C0340000080

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Front Porch

Lot

  • Lot size: 7,200 sqft
  • Features: Additional Land Available

Parking

  • Parking features: Driveway,Paved

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Ice Storm
Lightning
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,061$12,732
Home Insurance *$90$1,080
Property Taxes $262$3,144
Electricity $195$2,342
Total$1,608$19,296
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$55,131/yr
40% on housing$48,240/yr
45% on housing$42,880/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$115This listing

vs Other Active Listings

Avg $/sqft

ZIP 44077$141
Lake County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 44077$172
Lake County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-09Price change$199,900
2026-07-28Listed for sale$209,900

For Sale by Agent

AgentClorice L Vines
BrokerageMcDowell Homes Real Estate Services

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